Identity Theft, Personal Banking and You – Part 2
Sept. 21, 2017 /Kysha Wheeler/ -- A wise man once said, "If you know the enemy and know yourself, you need not fear the result of a hundred battles." While it is true that it is impossible to be 100% safe from the harmful effects of identity theft, it is still vital that we take the necessary precautions to protect ourselves. This may ward off the criminals and if we do fall victim, will ensure that our banks are willing to remedy the damages caused. Once it is determined that your negligence leads to you being defrauded, it will be highly unlikely that you will be reimbursed. Understanding the various strategies used by these criminals is one of the best ways to protect yourself. Let us take some time to learn a little more about their methods in order to protect ourselves.
Identity Theft, Personal Banking and You – Part 1
Sept. 19, 2017 /Kysha Wheeler/ -- The term 'personal banking' often leads many to think about getting advice on how and where to save. While this is true, identity theft is becoming a major aspect of personal banking that is often overlooked. Officials have estimated that in just one year, over 15 million individuals became victims of identity theft. In fact, it was estimated that these criminals were able to amass about 16 billion from defrauding their victims in 2017. Because of the increasing number of incidents involving identity theft and the great cost involved in fixing the issues caused, most banks have taken it upon themselves to educate all of their clients on the dangers of identity theft and how they can protect themselves. I am confident that you too will benefit from such advice and I strongly encourage you to take the necessary steps to protect yourself.
Tips to Help You on Choosing an Ideal Rewards Credit Card
Sept. 19, 2017 /Lydia Wanjiru/ -- According to a Fidelity Survey, 45% of American credit card holders don’t have a reward credit card. Are you are among them and wondering how to choose the best reward credit card for you? Well, reward credit cards largely depend on a specific person lifestyle and spending habits. Different card issuers give reward credit cards with different terms and conditions. Your choice can depend on the benefits you derive from possessing such a card. Rewards can take different forms depending on the type of the card like points or cash backs among others.
5 Key Reasons That Make The Real Estate Investment The Best Bet For 2017
Sept. 22, 2017 /Lydia Wanjiru/ -- The real-estate industry is very a lucrative business in the U.S. However, after the 2007 -2010 subprime mortgage crisis majority of Americans digressed from investing in the real estate industry. Owning a property comes with plenty of perks as well as challenges. Majority of Americans are now considering investing in real estate to reap the numerous benefits of investing in the industry. Real estate investments involve acquisition, ownership, renting or selling of houses for profits. Investing in real estate can take different forms like: 1. Buying a basic rental property and renting it out to tenants. 2. Real estate investment groups which resemble mutual funds but are based on rental properties. 3. Real Estate trading where the investor employs the buy and hold strategy to sell at a later date for a profit. 4. Real Estate Investment Trust where the Trust uses the investors’ money to buy and operate income properties like a security in major stock exchange. 5. Real Estate leverage where you can borrow more while using the property as the security. The real estate industry is booming and here are 5 reasons why you should consider investing real estate: Steady source of income The cash flow from rental income is more guaranteed compared to income from any other business. Real estate investment can generate a constant source of income for the investor. It also provides a long-time passive income which is a huge incentive to the property owners. It can be an excellent way for investors secure their long-term financial position even in retirement. Tax Benefits Tax exemptions offered to investors who own rental property is an icing on the cake. There are numerous tax incentives given to real estate owners like for example, rental income is not subject to self-employment tax. The government has also offered tax benefits to property owners like the tax write-off on property depreciation. They also get insurance, maintenance, travel, repairs and legal tax deductions just like any other business. The tax benefit factor is a prime reason for investing in real estate industry. Real Estate Appreciation Property value depends on a number of factors which include the state of the economy, the location among others. Land appreciates over time and this subsequently translates to more benefits to the owners. Hedge against inflation The real estate owners are major benefactors during inflation as they tend to increase the rental income. The property value also goes up and thus they can make more profits as the property value appreciates. Mortgage pay down When a real estate investor takes a mortgage to finance a rental property, he/she charges the tenants who rent the property. The property is eventually paid-off from the tenant's monthly payments and will eventually become fully debt-free and actually own the property and can do whatever they please with it. The main limitation of investing in real-estate is illiquidity as the property cannot easily be converted to cash. Thus it takes a lot of time before a real estate transaction deal is sealed. However, listed REITs have provided a solid solution to this as they provide indirect ownership of real estate and are structured as listed corporations. They provide better liquidity and market pricing though characterized by higher volatility and lower diversification benefits.
MSA Safety Takes Fall Protection to New Heights
PITTSBURGH, Sept. 22, 2017 /PRNewswire/ -- For industries that require men and women to work at heights, such as wind energy, utilities, construction, telecommunications and transportation, the demand for high-quality fall protection equipment has never been greater. That's because fall protection safety standards are more stringent than ever. In line with this industry movement, global safety equipment manufacturer MSA Safety (NYSE: MSA) today announced the introduction of a broad new line of innovative fall protection solutions: the V-Series. The company plans to showcase elements of this new line at the upcoming National Safety Congress (NSC) Expo in Indianapolis, IN, September 25 to 27.
HealthLink Europe & International acquired by Base Logistics Group
RALEIGH, N.C., Sept. 22, 2017 /PRNewswire/ -- Base Logistics Group, supported by Waterland Private Equity Investments, has announced the acquisition of HealthLink Europe & International. With offices in 's-Hertogenbosch (Netherlands), Raleigh (USA) and Memphis (USA), HealthLink is a logistics outsourcing partner for life science manufacturing companies. From its offices in The Netherlands and the United States, HealthLink offers support in the field of logistics, order-to-cash and customer service. The activities and strategy of the service provider from 's-Hertogenbosch fit well with those of Base Logistics, which strengthens its position in The Netherlands with the acquisition and realizes a strong position in the United States. Both organizations will continue to operate under their own names.
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