Finance Attitude - 10 Legit Passive Income Ideas
Passive income ideas are ways that help you generate income without your having to do any work or doing very little if there is any. It’s derived from rental property or other enterprises in which a person is not actively involved. It is revenue that you keep getting for work that you did once or something that you purchased. There are numerous opportunities to make residual income.  
Finance Attitude - 6 Guaranteed Safe Investments to Make
Investors’ first step before making any investment is to evaluate their risk tolerance. Risk-averse investors select low-risk investment options. With low risk investments options, the investor is less likely to lose their principal amount and can earn a return on their investments.
Finance Attitude - 5 Golden Tips on How to Get the Lowest Mortgage Rates
Buying a house requires a huge amount of cash. The cheapest decent house is estimated to cost around $250,000- $300,000. Majority of people who don’t have such cash readily available have a chance to borrow as a mortgage. There are many factors to consider before closing a mortgage deal. One prime determining factor is the mortgage rate. The mortgage rate determines your monthly repayments and the loan repayment period. The higher the rate, the bigger the amount of cash you repay monthly and the longer the loan life or period and vice versa. It is therefore imperative to seek the lowest mortgage rate in the market. It may also require working on a number of areas on your part to ensure that the lender will be willing to cut the deal with you at a certain rate.  
Finance Attitude - 11 Types of REITs You Can Invest in
11 Types of REITs You Can Invest in
Real Estate Investment Trusts (REITs) are companies that have assets invested in real estate’s properties or rather shareholders' pool money to purchase income-producing real estates. REITs have a broad focus and invest in a variety of property types and in a range of locations. REITs focus their investments either geographically or by property types. Some REITs are established for a one-time development project and is set up for a definite number of years. At the end of that period, the REIT is liquidated and the proceeds are distributed to the shareholders. Here are 11 different types of REITs to invest in: 1.    Equity REITs Equity REITs are the most common and gives investors’ possession to diverse portfolios of income-producing real estate properties. Shareholders earn income in the form of dividends from rental income as well as from capital gains in the event that they sell the properties. Equity REITs (EREITs) buy, own and manage income-producing real estate properties for example apartments, malls, and office buildings. Equity REITs buy or develop real estate to operate it as part of their portfolios instead of developing it for resale. 2.     Mortgage REITs (mREITS) Mortgage REITs loan money or provide financing for the income-producing real estate by purchasing or originating mortgages and mortgage-backed securities and investors earn income from the interest on these investments.  These REITs are thus highly affected by the changes in the interest rates in an economy. 3.    Hybrid REITs  Hybrid REITs are a mix of equity and mortgage REITs. These REITs both own property and make loans to real estate owners and operators. Hybrid REITs earn money through both rent and interest. 4.    Public REITs There are two types of public REITs. They include publicly traded REITs and Public non-listed REITs (PNLRs). The Public non-listed REITs are registered with the SEC but do not trade on national stock exchanges and their liquidity options vary and may take the form of share repurchase programs or secondary marketplace transactions but are generally limited.  Publicly traded REITs are registered with the SEC and are traded in the major stock exchanges such as the New York Stock Exchange, NASDAQ, and the American Stock Exchange. They offer great liquidity as it is easy for investors to buy and sell them. 5.    Private REITs Private REITs are real estate funds or companies that are not registered with the SEC and whose shares do not trade on the national stock exchanges. Private REITs are essentially only sold to institutional investors and raise equity from individuals, trusts, or other entities that are accredited under federal securities laws. 6.    Retail REITs Retail Real Estate Investment Trusts exclusively focus on retail properties like the shopping centers and malls or the standalone stores. They earn profits from leasing space to tenants These are some of the safest types of REITs, and it is relatively easy to know how they are performing as you can simply take a trip to check out the shopping malls and see if stores are in operation or are closing down. These REITs are highly interconnected to population growth and tourist numbers and the supply may be controlled by the government due to their huge nature. 7.    Residential REITs Residential Real Estate Investment Trusts focus on residential rental properties. These REITs are directly affected by the prices of homes and mortgage interest rates since when homeownership is costly and less attainable; a majority of people are going to flock to rental options. Residential REITs perform finest in regions with high rental costs, large populations, and low unemployment. The best residential REITs are in markets with thriving job growth and scarce numbers of vacancies. 8.    Healthcare REITs These Real Estate Investment Trusts own hospitals, nursing homes, retirement communities, and other medical facilities. Their profits are from Medicare and Medicaid reimbursements and occupancy fees. Healthcare REITs are not allowed to control most of the facilities they own (except for medical offices). The owners give operational duties to a third-party that leases the facility from the company. These REITs have less capital appreciation but make up for it by providing higher yields. 9.    Office REITs Office Real Estate Investment Trusts lease office space to tenants and third-party management companies. The investors earn revenues from rental fees and management fees. Office REITs are classified into three classes that are, Class A, Class B, and Class C. Class A buildings have huge, state-of-the-art facilities and are in prime locations in metro business areas. Class B is found in decent locations and has slightly lower rent than class A and they may have been categorized as a Class A building years ago. Class C buildings are at least 15 years old, small in size and located on the outskirts of a city or the commercial area. These REITs are generally correlated to the country’s general economy and can be highly volatile at times and an investor should target a higher target yield. 10. Hospitality REITs Hospitality REITs own hotels and serviced residences and thus are very dependent on the country’s tourism and the general economy. This can also be a useful means if you want to invest in the tourism market. These REITs are also cyclical and you should target a higher target yield as well. 11. Industrial REITs Industrial REITs own a wide variety of properties such as light industrial, factory space, warehouse distribution centers, business parks, etc. Their leases are typically short-term usually 30-60 years and have a limited capital appreciation of its assets and so most revenues are from the yields. Key Takeaway REITs is an excellent option to own properties easily and cheaply that you could have otherwise not been able to. I hope that this article has given you valuable insights.
SCOTTSDALE, Ariz., Dec. 18, 2018 (GLOBE NEWSWIRE) -- Kadima.Ventures, a transformative collaboration of companies that offers resources to early-stage startups and legacy companies to evolve ideas into advanced technologies, announced today that the company has hired Certified Financial Planner Todd Altomare as its new EVP, Strategic Relations. This appointment represents a key acquisition in the continued expansion of Kadima, as the company looks to further enhance its offering to its growing client portfolio.
Kraken’s Active Towed Fish (KATFISH) To Be Deployed for Hunting Naval Mines, Underwater Improvised Explosive Devices, and Ultra High Definition Seabed Mapping