SAN FRANCISCO--(BUSINESS WIRE)-- Fitbit (NYSE: FIT), the leading global wearables brand, today announced Fitbit Charge 3™, the latest evolution of its best-selling Charge family of
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William Lautman of Nexus Health Announces Continued Expansion of Corporate Social Responsibility Program with Donations to Shawn Carter Foundation and Los Angeles Scholars Investment Fund
NEW YORK and DALLAS, Aug. 20, 2018 /PRNewswire/ -- William (Bill) Lautman, Managing Partner of Nexus Health Capital, announces contributions to Shawn Carter Foundation and Los Angeles Scholars Investment Fund in order to provide support for furthering education. The Shawn Carter Foundation was founded as a public charity in 2003 by Gloria Carter and her son, Shawn "JAY Z" Carter. Since the Foundation's inception, over $4M have supported initiatives to empower youth and communities in need through the Foundation's programs: Scholarship Fund, College Prep and Exposure, International Exposure, Professional Development, Scholar Support and Community & Goodwill Programs. Los Angeles Scholars Investment Fund (LASIF) was established by California Community Foundation and College Futures Foundation, and has, to date, helped more than 33,000 low-income Angeleno students to prepare for, pay for and succeed in higher education. LASIF scholars have enrolled in colleges and universities across the United States, and 90 percent of students in its inaugural class of 2013 have persisted to their fourth year of college. In addition to its support of LASIF, Nexus Health recently announced contributions to other charitable organizations and programs in California, including The American Red Cross – California Wildfire Relief and The Salvation Army – Guy Fieri Northern California Wildfire Relief Efforts, as part of William Lautman's personal mandate to give back to his home State. Earlier this month, William Lautman and Nexus Health announced the launch of its Corporate Social Responsibility Program focused on charitable organizations that advance Health, Health Research, Education, Children's Welfare, Democracy, U.S. Election Security, and overall Quality of Life. Founded by William (Bill) Lautman, Nexus Health Capital has provided, for nearly 20 years, seasoned investment banking advice to middle-market healthcare companies, with an unwavering commitment to senior-level attention and the focused expertise of a boutique advisory firm. For more information, please visit If you would like more information about Nexus Health Capital, William (Bill) Lautman, and Nexus' Corporate Social Responsibility Program, please contact   View original content with multimedia: SOURCE Nexus Health Capital
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July 2018 Monthly Housing Market Report from the New York State Association of REALTORS®, Inc.
ALBANY, N.Y., Aug. 21, 2018 (GLOBE NEWSWIRE) -- Housing price bubble chatter has increased this summer, as market observers attempt to predict the next residential real estate shift. It is too early to predict a change from higher prices and lower inventory, but the common markers that caused the last housing cooldown are present. Wages are up, but not at the same pace as home prices, leading to the kind of affordability concerns that can cause fewer sales at lower prices. At the same time, demand is still outpacing what is available for sale in many markets.New Listings were up 4.8 percent to 19,945. Pending Sales increased 4.3 percent to 12,823. Inventory shrank 4.4 percent to 72,015 units. Prices moved higher as the Median Sales Price was up 9.6 percent to $285,000. Days on Market decreased 10.0 percent to 63 days. Months Supply of Inventory was down 4.5 percent to 6.4 months.Consumer spending on home goods and renovations are up, and more people are entering the workforce. Employed people spending money is good for the housing market. Meanwhile, GDP growth was 4.1 percent in the second quarter, the strongest showing since 2014. Housing starts are down, but that is more reflective of low supply than anything else. With a growing economy, solid lending practices and the potential for improved inventory from new listing and building activity, market balance is more likely than a bubble.Data and analysis compiled for the New York State Association of REALTORS® by Showing Time Inc.The New York State Association of REALTORS® is a not-for-profit trade organization representing more than 57,000 of New York State’s real estate professionals. The term REALTOR® is a registered trademark, which identifies real estate professionals who subscribe to a strict code of ethics as members of the National Association of REALTORS®. These REALTORS® are also members of the New York State Association of REALTORS® as well as their local board or association of REALTORS®.Information:518.463.0300www.nysar.comContact:Duncan R. MacKenzie, CEO 518.463.0300 x200 officedmackenzie@nysar.comAn infographic accompanying this announcement is available at
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E*TRADE Study Reveals Early Retirement Account Withdrawals Are on the Rise Among Young Investors
Aug. 21, 2018 20:05 UTC Data suggest retirement savings knowledge is critically needed among young investors NEW YORK--(BUSINESS WIRE)-- E*TRADE Financial Corporation (NASDAQ: ETFC) today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors. Results indicate young investors, ages 18–34, may be overly secure about achieving their desired retirement: This press release features multimedia. View the full release here: Data suggest retirement savings knowledge is critically needed among young investors (Graphic: Business Wire) They feel confident that they will achieve their goals. Almost all of the young investors surveyed (89%) feel somewhat to very confident that they will save enough to enjoy their retirement. But early withdrawals are increasingly the norm. Almost sixty percent (59%) of young investors stated they had made an early withdrawal from their retirement account. In fact, early withdrawals among young investors rose significantly over the past three years—from roughly one out of three, to now more than half. They don’t think they need much. Young investors are most likely to think they’ll only need between $250,000 and $999,999 for a successful retirement. Boomer investors tend to disagree, skewing toward recommending between $1 million and $2 million for a successful retirement. They don’t practice what they preach. Forty-four percent of young investors would recommend that a friend or family member put aside 6–10% of their income for retirement, but only 38% are actually allocating that much for themselves. Industry professionals recommend investors save approximately 15% of their income for retirement.1 “Saving for retirement continues to be a key challenge and a core area of focus for investors,” said Mike Loewengart, VP of Investment Strategy at E*TRADE Financial. “While some younger investors have started on a solid savings path, many are exhibiting behavior that runs counter to their goals. There’s a need to bridge the gap between education and action, and the good news is, it’s never too late.” Mr. Loewengart offered some guidance for young investors trying to take control of their retirement planning: Start saving. The earlier, the better. Saving steadily over a period of time can help your nest egg grow. So, don’t wait to start contributing to your employer’s retirement plan. The power of compounding interest is a huge benefit for young investors working toward retirement goals. Even for investors who may be getting a late start, every little bit helps. Look, but don’t touch. First, consider setting up automatic contributions. It removes the guesswork from deciding how much to invest each period. Also, it’s important to keep an eye on your portfolio and be strategic about your asset allocation. Since you’re investing for the long term, there will be market fluctuations, but it’s important to remember that attempting to time the market is a futile exercise and withdrawing from your retirement portfolio early can come with serious penalties. Don’t leave money on the table. If your employer offers a contribution match to your 401(k), this is as close to free money as one will ever come by in the investing world. It is probably the easiest way to seriously kick-start long-term investing. Those with IRAs should consider contributing the annual maximum ($5,500 for those under age 50 and $6,500 for those 50 or over) to make the most of these tax-advantaged accounts. E*TRADE aims to enhance the financial independence of traders and investors through a powerful digital offering and professional guidance. To learn more about E*TRADE’s trading and investing platforms and tools, visit For useful trading and investing insights from E*TRADE, follow the company on Twitter, @ETRADE. About the Survey This wave of the survey was conducted from July 1 to July 11 of 2018 among an online US sample of 940 self-directed active investors with a sample of 284 young investors between the ages of 18 and 34 who manage at least $10,000 in an online brokerage account. The survey has a margin of error of ±3.20 percent at the 95 percent confidence level. It was fielded and administered by Research Now. The panel is broken into thirds of active (trade more than once a week), swing (trade less than once a week but more than once a month), and passive (trade less than once a month). The panel is 60% male and 40% female, with an even distribution across online brokerages, geographic regions, and age bands. Referenced Data   If you could take one finance class, which would you take? AGE Total <34 35–54 55+ Saving for Retirement 30% 36% 36% 20% Understanding the Markets 26% 25% 22% 31% Active Trading 101 23% 27% 22% 20% Introduction to Asset Classes & Derivatives 15% 9% 16% 19% Other 6% 3% 4% 10%           Have you ever taken out money from an IRA or 401(k) before the age of 59.5 and, if so, for what? AGE Total <34 35–54 55+ No, I have never taken out money from an IRA or 401(k) before the age of 59.5 63% 41% 55% 87% Yes (Net) 37% 59% 45% 13%           Have you ever taken out money from an IRA or 401(k) before the age of 59.5 and, if so, for what? Age <34 2018 2017 2016 2015 No, I have never taken out money from an IRA or 401(k) before the age of 59.5 41% 50% 66% 69% Yes (Net) 59% 50% 34% 31%           How much money do you think you'll need for a successful retirement? AGE Total <34 35–54 55+ $0–$249,999 5% 9% 4% 3% $250,000–$999,999 36% 49% 31% 31% $1–2 million 38% 27% 42% 43% Over $2 million 21% 15% 23% 23%           What percent of your salary are you currently allocating to a retirement account? AGE Total <34 35–54 55+ I am already retired 20% 0.40% 2% 52% 0% 1% 2% 2% 1% 1–5% 12% 20% 14% 4% 6–10% 29% 38% 38% 14% 11–16% 19% 24% 25% 9% 17–22% 12% 10% 13% 11% >23% 7% 6% 5% 9%           How much money do you recommend that your friends and family put aside from their monthly paycheck for retirement? AGE Total <34 35–54 55+ 0% 0.30% 1% 0.30% 0% 1–5% 9% 14% 9% 5% 6–10% 38% 44% 35% 35% 11–16% 33% 28% 36% 35% 17–22% 13% 8% 14% 17% >23% 6% 5% 6% 8%           How confident are you that you are currently saving enough to enjoy the retirement that you want? AGE Total <34 35–54 55+ Agree (Top 2 Box) 90% 89% 85% 94% (4) Very confident 33% 32% 21% 45% (3) Somewhat confident 57% 57% 64% 49% (2) Somewhat unconfident 9% 10% 13% 6% (1) Very unconfident 1% 1% 3% 0.30% Disagree (Bottom 2 Box) 10% 11% 16% 6%   “Young Investors” defined as age 18–34 // “Gen X” defined as age 35–54 //“Baby Boomer” defined as age 55+ 1. Munnell, Alicia H.; Webb, Anthony; Hou, Wenliang. “How much should people save?” Center for Retirement Research at Boston College, July 2014, # # # About E*TRADE Financial and Important Notices E*TRADE Financial and its subsidiaries provide financial services including brokerage and banking products and services to retail customers. Securities products and services are offered by E*TRADE Securities LLC (Member FINRA/SIPC). Commodity futures and options on futures products and services are offered by E*TRADE Futures LLC (Member NFA). Managed Account Solutions are offered through E*TRADE Capital Management, LLC, a Registered Investment Adviser. Bank products and services are offered by E*TRADE Bank, and RIA custody solutions are offered by E*TRADE Savings Bank, both of which are national federal savings banks (Members FDIC). More information is available at The information provided herein is for general informational purposes only and should not be considered investment advice. Past performance does not guarantee future results. Automatic Investment Plans and dollar-cost averaging do not ensure a profit or protect against loss in declining markets. Investors should consider their financial ability to continue their purchases through periods of low price levels. E*TRADE Financial, E*TRADE, and the E*TRADE logo are trademarks or registered trademarks of E*TRADE Financial Corporation. ETFC-G © 2018 E*TRADE Financial Corporation. All rights reserved. E*TRADE Financial Corporation and Research Now are separate companies that are not affiliated. E*TRADE Financial Corporation engages Research Now to program, field, and tabulate the study. Research Now Group, Inc. provides digital research data and has locations in the Americas, Europe, the Middle East and Asia-Pacific. For more information, please go to View source version on Contacts E*TRADE Media Relations646-521-4418mediainq@etrade.comorE*TRADE Investor Source: E*TRADE Financial Corporation Smart Multimedia Gallery Photo Data suggest retirement savings knowledge is critically needed among young investors (Graphic: Business Wire) Logo View this news release and multimedia online at: