Finance Attitude - Tips to Help You on Choosing an Ideal Rewards Credit Card <span style="font-size: 10px">(Credit: stocksnap/Michal Jarmoluk)</span>
Sept. 19, 2017 /Lydia Wanjiru/ -- According to a Fidelity Survey, 45% of American credit card holders don’t have a reward credit card. Are you are among them and wondering how to choose the best reward credit card for you? Well, reward credit cards largely depend on a specific person lifestyle and spending habits. Different card issuers give reward credit cards with different terms and conditions. Your choice can depend on the benefits you derive from possessing such a card. Rewards can take different forms depending on the type of the card like points or cash backs among others.  
WASHINGTON--(BUSINESS WIRE)-- The American Cleaning Institute (ACI) is launching PACKETS UP!, a consumer education initiative with fashion critic and mom of two, Zanna Roberts Rass
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DOVER, N.J., Sept. 19, 2017 /PRNewswire/ -- The month of September has been named National Mortgage Professionals Month. Each and every day, Mortgage Professionals work to ensure the dream of homeownership is realized nationwide. From loan officers and insurers, to underwriters and processors, there are many professionals who work tirelessly with individuals each day to ensure their home buying experience goes smoothly.
Finance Attitude - Identity Theft, Personal Banking and You – Part 1 <span style="font-size: 10px">(Credit: stocksnap/Negative Space)</span>
Identity Theft, Personal Banking and You – Part
Sept. 19, 2017 /Kysha Wheeler/ -- The term 'personal banking' often leads many to think about getting advice on how and where to save. While this is true, identity theft is becoming a major aspect of personal banking that is often overlooked. Officials have estimated that in just one year, over 15 million individuals became victims of identity theft. In fact, it was estimated that these criminals were able to amass about 16 billion from defrauding their victims in 2017. Because of the increasing number of incidents involving identity theft and the great cost involved in fixing the issues caused, most banks have taken it upon themselves to educate all of their clients on the dangers of identity theft and how they can protect themselves. I am confident that you too will benefit from such advice and I strongly encourage you to take the necessary steps to protect yourself. What is identity theft? The aim of these criminals is to use cunning to get access to your sensitive information and use this information to defraud you. Getting access to just enough of your sensitive information will allow these criminals to make withdrawals from your bank accounts or make unauthorized purchases from your credit and debit cards. The criminals are unconscionable and will leave your bank account empty or leave you with huge amounts of debt in just seconds. The sensitive information used to defraud you includes the following: •    Yours or a relatives name •    Date of Birth •    Social Security number •    Address •    Debit / Credit Card Pin •    Credit Card number Banks and Identity Theft Many often assume that the bank will readily reimburse them for such a loss. While most financial institutions will work acidulously to make amends and investigate the incident, this can take quite some time to be resolved. As I mentioned before, these incidents have become very frequent and banks are have become very cautious when investigating claims of being defrauded by means of identity theft. The bank will first need to determine whether you colluded with the criminals to defraud them or that you are genuinely a victim of the reported incident. Additionally, they will need to investigate whether the incident occurred because of negligence on your part or as a result of a deficiency in their efforts to keep their clients and their client’s personal information safe. Negative Effects of Identity Theft In addition to being time consuming, the time taken to resolve the issues caused by identity theft can have other negative effects on you. If money was taken from your account, you will have to find other means to cover your expenses and have to wait until the end of the investigation for the financial institution to determine whether they will reimburse you. If unauthorized charges were made from your cards, you will also have to wait for the bank to decide whether they will cover these expenses. During the investigation, you may accrue penalties on these charges and this debt can negatively affect your credit score for years to come. Many victims also complain about the embarrassment caused as a result of their cards being declined and being harassed by debt collectors.

Orlando, Fla., Sept. 19, 2017 (GLOBE NEWSWIRE) -- CNL Healthcare Properties II, a real estate investment trust (REIT) focused on seniors housing and healthcare properties, announced today that the board of directors approved an estimated net asset value per share (NAV) of $10.00 for all share classes as of June 30, 2017. The per share public offering price for each class of common stock in the current offering remains unchanged at $10.93 for Class A shares, $10.50 for Class T shares and $10.00 for Class I shares effective Sept. 19, 2017.
Chubb (PRNewsFoto/Chubb) (PRNewsFoto/Chubb)
WHITEHOUSE STATION, N.J., Sept. 19, 2017 /PRNewswire/ -- Chubb has released a whitepaper titled "Keeping Pace with Evolving Risks in Real Estate," which highlights some of the major risks impacting the real estate industry and underscores the importance of companies within the industry taking a comprehensive approach to risk management.
LOUISVILLE, Ky.--(BUSINESS WIRE)-- Sometimes good things come in the same-sized packages. That is definitely the case with new GE Profile and GE Café front control slide-in ranges,
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Metro Chicago Real Estate Market Saw Faster Sales of Fewer Homes in August, While Median Price Continued to Climb, RE/MAX Reports
ELGIN, Ill., Sept. 19, 2017 /PRNewswire/ -- August home sales in the metropolitan Chicago real estate market continued to show the impact of a limited supply of property listings.  Compared to August 2016, total sales fell 2.5 percent to 11,505 units, the median sales price climbed 3.5 percent to $240,000, and the inventory of homes for sale was down 7.8 percent to 34,619 units.  The most obvious result of the limited inventory has been the rapid pace at which homes are selling. Residences sold in August were on the market for an average of 66 days before finding a buyer, down from 76 days a year earlier. The August average matched that recorded in July, which was the lowest average market time for any month since RE/MAX began tracking that data in 2005. "The inventory situation doesn't appear to be improving yet," noted Jack Kreider, executive vice president and regional director of RE/MAX Northern Illinois. "As was the case in July, the August inventory decline was most pronounced among detached homes. Those listings dropped 8.7 percent, while listing of attached homes fell 5.1 percent." However, he also pointed out that a declining inventory doesn't necessarily mean fewer sales. "One example of that was in Kane County where August sales were up 2.5 percent although the inventory there declined 12.7 percent and represented less than a three-month supply of homes. In contrast, sales fell 2 percent in Chicago, but the inventory rose 3.4 percent from last August, and there was a 3.2-month supply of homes," Kreider reported.  Sales data used by RE/MAX is collected by MRED, the regional multiple listing service. It covers detached and attached homes in the Illinois counties of Cook, DuPage, Kane, Kendall, Lake, McHenry and Will. Detached homes are typically stand-alone single-family dwellings. Attached homes include condominium and cooperative apartments along with townhouses. August sales were lower in five of the seven metro counties and in Chicago, with McHenry joining Kane in recording a modest increase. The median sales price advanced in five counties and Chicago, led by increases of 12.3 percent in Lake and 10.3 percent in Kane. Other gains were 4.7 percent in Cook, 1.9 percent in DuPage, 6 percent in Will and 4.1 percent in Chicago. The median was unchanged in McHenry and fell 2.7 percent in Kendall. Average market time was under 70 days in six counties and Chicago, with the 83-day average in Lake being the one exception. Kendall had the lowest overall average at just 49 days. Detached Homes Detached-home sales slipped 3 percent in August to 7,292 units in the metro area compared with the same month last year. However, that total was 3.5 percent higher than the previous month. The median sales price climbed 3.8 percent to $260,000. Average market time was 75 days, a day less than July and the lowest result for any month since 2005. Detached-home sales rose 4.7 percent in both Kane and Will, but fell in the five other metro counties and in Chicago. The median sales price rose in all seven counties and Chicago led by an 11.2 increase in Lake and 6.2 percent gain in Kane. Average market times were 80 days or less in Chicago and in every county but Lake, where the average was 94 days. Attached Homes Sales of attached homes were only slightly slower in August than they had been a year earlier, falling 1.7 percent to 4,213 units. The median sales price rose 7.8 percent to $204,900, and average market time fell to a speedy 51 days. "Demand for attached units appears especially brisk in some suburban areas," said Kreider. "Sales volume rose 20 percent in McHenry and 19 percent in Will. Average market times were under 50 days in five of the suburban counties, including an average of just 19 days in Kendall." The median sales price rose in six of the seven counties and in Chicago, but was unchanged in Kendall. The sharpest increases were 8.7 percent in Will, 8.3 percent in Kane and 7.9 percent in Cook. "Attached homes, whether condos or townhouses, are often a moderately priced alternative for those who want to buy but are frustrated by the limited supply of affordable listings in the detached market," noted Kreider.           The RE/MAX Northern Illinois network, with headquarters in Elgin, Ill., consists of more than 2,250 sales associates and 103 independently owned and operated RE/MAX offices that provide a full range of residential and commercial brokerage services. The northern Illinois network is part of RE/MAX, a global real estate organization with 110,000+ sales associates in 100+ nations.  Contact: Chris Calomino RE/MAX Northern Illinois 847-428-4200   View original content with multimedia:http://www.prnewswire.com/news-releases/metro-chicago-real-estate-market-saw-faster-sales-of-fewer-homes-in-august-while-median-price-continued-to-climb-remax-reports-300522383.html SOURCE RE/MAX Northern Illinois
NEW YORK--(BUSINESS WIRE)-- At a gathering of distinguished policy and industry experts today, Robert L. Reynolds, CEO of Great-West Financial® and Putnam Investments, called for m
NEUCHATEL, Switzerland--(BUSINESS WIRE)-- The company Swiss Advanced Vision (SAV-IOL SA) announced today the launch of LUCIDIS and EDEN, two new intraocular lenses (IOLs) for the c
NEW YORK--(BUSINESS WIRE)-- The Church Pension Group (CPG), a financial services organization that serves the Episcopal Church, announced today that in recognition of its 100 years
Watercrest Senior Living Announces Mindy Martin as Executive Director of Watercrest St. Lucie West
Sept. 18, 2017 15:37 UTC VERO BEACH, Fla.--(BUSINESS WIRE)-- Watercrest Senior Living proudly welcomes Mindy Martin as Executive Director of Watercrest St. Lucie West Assisted Living and Memory Care. The 128-unit luxury senior living community will open this year in Port St. Lucie, Florida, offering resort-style amenities, diverse culinary experiences and world-class care. This Smart News Release features multimedia. View the full release here: http://www.businesswire.com/news/home/20170918006034/en/ Watercrest Senior Living Welcomes Mindy Martin as Executive Director of Watercrest St. Lucie West (Photo: Business Wire) Martin holds a Master’s degree in Health Care Management, in addition to twenty years of experience serving seniors in managed care insurance, long-term care pharmacy, and nursing home administration. An accomplished executive director, Martin will lead Watercrest St. Lucie West skillfully, promoting associate growth with exceptional training, and creating an environment of joy and enrichment for residents and families alike. “My great grandmother was my platform, my very present and unconditional source of love and support,” says Mindy Martin, Executive Director of Watercrest St. Lucie West. “I am blessed in my position with Watercrest Senior Living to lead our associates and honor our seniors with the work ethic and moral compass my Great Gram instilled in me.” Watercrest St. Lucie West is a signature Watercrest product, offering 102 assisted living and 26 memory care apartments with resort-style service, world-class care and breathtaking lakeside views. The community boasts an exquisite design with stunning promenade, fireplace, signature water wall, multiple dining options, pool, salon & spa, grand balconies and Florida style outdoor living spaces with picturesque water views. Residents of Watercrest St. Lucie West will enjoy pampering in elegant Spa W, savor private label Watercrest wines at the wine bistro, and relish the flavors of locally grown, seasonal ingredients and organic fare whether dining waterfront, bistro-style or in the chef’s private dining room. “Mindy’s personal experience drives her passion to excel and commitment to serve seniors and their families with the highest standards of care,” says Marc Vorkapich, Principal and CEO of Watercrest Senior Living Group. “She is a shining example of the exemplary leadership and servant heart which Watercrest is founded upon.” Watercrest Senior Living prides itself on providing outstanding caregivers and exceptional care, all tailored to individual resident preferences. All Watercrest memory care associates are Nationally Certified Dementia Practitioners and programming focuses on innovative lifestyle approaches, including personal life silhouettes, multi-sensory enhancements, Memories in the Making, and Music and Memory programs. Ideally located at 279 NW California Boulevard, Watercrest St. Lucie West is just minutes from abundant dining, entertainment, and retail options. To schedule a tour or weekend appointment, contact Diann McDonough, Community Relations Director, at 772-877-2596 or visit the sales office, Monday through Friday from 8:30am to 5pm at the Coldwell Banker Building, 1555 NW St. Lucie West Boulevard, Suite 203. Watercrest Senior Living Group specializes in the development and operations of assisted living and memory care communities and the growth of servant leaders. For community information, visit www.watercrestseniorliving.com. View source version on businesswire.com: http://www.businesswire.com/news/home/20170918006034/en/ Contacts For Watercrest Senior LivingKathryn Vorkapich, 772-539-4553kathryn@chandonnicholas.com Source: Watercrest Senior Living Smart Multimedia Gallery Photo Watercrest Senior Living Welcomes Mindy Martin as Executive Director of Watercrest St. Lucie West (Photo: Business Wire) Logo View this news release and multimedia online at: http://www.businesswire.com/news/home/20170918006034/en