Finance Attitude - 6 Major Types of Stocks Diversification
/Lydia Wanjiru/ -- Diversification is a risk management strategy and a key parameter to consider before you invest in stocks. It is a technique that plays a major role in mitigating risks by allocating investments among various securities in industries, geographical regions and more. Diversification mitigates unsystematic risk events in a portfolio.  It is basically compared to “not putting all your eggs in one basket” and aims to maximize returns by investing in different stocks that would react differently to the same event. US stocks are exposed to market and economic forces in the U.S and they will react differently when exposed to the same events. To build a diversified portfolio, you need to know the various types of diversification available.  
Finance Attitude - 3 Mistakes to Avoid When You Invest in Stocks
Oct. 19, 2017 /Lydia Wanjiru/ -- Investing in stocks is one of the best ways to build and grow wealth. Although all investments carry some degree of risk, investing in stocks can result in great gains if done appropriately.
Finance Attitude - How Trade a Small Trading Account in the Forex Market
There are many traders in the forex world who often blames the forex market and their account deposit for their failure. But in reality, your trading account deposit or the forex market has nothing to do with you a failure. You are not making a profit in the forex market only because you are not maintaining a strict trading discipline in the forex market. In order to trade the market successfully, you need to have very precise knowledge of the forex market. In this article, we will discuss how we can trade small trading account and become profitable in the in the forex industry.  
Finance Attitude - 3 Ways Stock Investors Make Money
3 Ways Stock Investors Make Money
/Lydia Wanjiru/ -- One sure way to build wealth is through stock investments. A stock is a share or a portion of a corporation’s ownership. Choosing the right stocks to invest in is a key factor to ensure that you get a solid return on your investments. Investing in shares requires a basic understanding of how stock investments work so that you can make an informed decision when you invest. You need to know how the stock investment will help you make money. Here are 3 different ways you can benefit or make money from stock investments: 1.    Capital Gains One way to earn from stock investments is through capital gains. When you buy a stock, you ideally invest in the company’s businesses. When the company grows and makes profits from its business, its value and the share price increase. The share price can also rise or fall over time depending on the particular stock forces of supply and demand and due to other prevailing factors in the economy. You can buy shares when the price is low and hold to sell later when the price goes up. The difference between the stock face value, which is the price you had bought it for, and the current share price is your profit. 2.    Dividends A dividend is an optional payment that some companies pay to their stockholders as a way to attract and retain investors. It acts as a distribution of a portion or a percentage of the corporate earnings from their investments to their stockholders. The dividend payout is usually decided by the Board of directors and paid out depending on the particular class of the shareholders. It can be issued to the investors as cash, a share of stocks or property. In most cases, dividends are paid out by companies that are large and well established and have a stable source of income. Examples of such companies in America include Coca-Cola, McDonald's, Wal-Mart, Microsoft, among others. Dividends payment is constant and acts as a regular source of income for investors even in the event that the stock price decreases. 3.    Tax Benefit Another way to benefit from a stock investment is from the tax incentives. There are many tax breaks for investors that are offered by the US tax code. When you sell an asset that you own like your house, land, bonds, stocks, mutual funds units, debentures and more, the money you make is a capital gain. A long-term capital gain is subject to a federal tax which is a 15% tax rate for those in 25-35% tax brackets and 20% for those in the top tax bracket of 39.6%. Whereas the ordinary dividends are taxable as ordinary income, the qualified dividends such as those paid on corporate stocks earnings are subject to federal taxation of up to 20%, 15%or 0% depending on your tax bracket; which is lower than the tax on ordinary income. You can also benefit from rollover capital gains when you are an angel investor which you gain if you sell a small company stock to invest in yet another small business stock. The tax that is charged on your earnings from your stock investments can be reduced by investing through a retirement account. There are different retirement accounts that you can opt for to get the tax break. Your taxable income decrease when you invest through a retirement account. Investing in stocks has various downsides but it can be quite lucrative if you take calculated risks. Remember, the higher the risk the higher the returns and vice versa.

HAMILTON, Bermuda, Nov. 23, 2017 (GLOBE NEWSWIRE) -- The Bermuda Business Development Agency (BDA) will take a lead role in an initiative launched by the Bermuda government today to accelerate the establishment and growth of digital currency business on the island.
Wanxiang Blockchain Releases Blockchain and Distributed Business White Paper (PRNewsfoto/Wanxiang Blockchain)
SHANGHAI, Nov. 22, 2017 /PRNewswire/ -- Technology has been continuously pushing the evolution of business forms since the primitive age and it still does in the Internet era, which is, in essence, technology reshapes business logic. With the development of blockchain technology, its distributed, open-source characteristics and economic mechanism design will produce a brand-new form of business: Distributed Business.
We are living in a constantly evolving digital landscape says Pilatus Bank. Fintech startups and challenger banks are continuously launching innovative and advanced digital products on the market. Consumers experience instant gratification with immediate access to the latest technologies via their always-on mobile phones, Wi-Fi-connected cars, and IoT home appliances. It’s natural for them to request, if not demand, from their banks to hold themselves to the same benchmarks and standards required to stay current with other progressive industries. Modern businesses must operate according to standards focused on continuous improvement and technology-driven evolution. On the other hand, banks are facing a higher cost basis to address increased levels of risk management, governance and regulatory compliance requirements. Luis Felipe Rivera, Chief Operating Officer of Pilatus Bank, believes that banks must adapt new strategies as well as technologies to stay relevant in the marketplace.
TORONTO, Nov. 22, 2017 (GLOBE NEWSWIRE) -- The winners of the 2017 Ontario Export Awards were announced at a gala event at the International Centre in Mississauga, Ont. on November 21.