5 Ideal Reasons for Investing in Utility Stocks
Utility stocks are stocks of companies that deliver essential services such as water, gas, and electricity among others. Utility stock is an ideal conservative option for investors looking for steady higher dividends. You can invest in utility stocks companies through a brokerage firm by buying individual utility stocks, mutual funds that are specialized in the utilities sector or as ETFs that include the select sector SPDR-utilities.
8 Best Stock Investment Apps for Beginners
Investing is a daunting task and sometimes could be confusing especially for a beginner. In the past, an investment process began by making a call to a brokerage firm to obtain an advisor who would advise the investor throughout the process. However, the technological advancement has made it easier for beginners who want to start trading. Now, they can just download an app on their PC or Smartphone and use it to trade securities. Different apps offer automation, low cost and high-security measures to make investing easy and exciting for all.
5 Common Types of Financial Swaps
A swap is an act of exchanging one thing for another. In finance, swaps are derivatives wherein two counterparties exchange financial instruments. The swaps can involve an exchange of a series of cash flows of one party’s financial instrument for those of the other party’s financial instrument over a specific period of time. Swaps are mutual agreements that are easy to design and customize over the counter. They offer great flexibility that leads to many swap variations with each serving a given purpose.
Top 5 Forex Risks Traders Should Consider Before they Invest
Forex exchange market is a global decentralized or over the counter market that facilitates the trading of currencies. Just like in a stock exchange, the traders’ goal is to make a profit by buying low and selling high. Forex markets are highly liquid assets due to the high trading volumes. Some of the most common forex exchange trades include spot transactions, currency swaps, and options, forwards, and foreign exchange swaps. Forex trades face plenty of risks that can result in substantial losses. Here are the top 5 forex risks that every trader should consider before they dive into forex trading: 1. Leverage Risks In forex trading, traders require a small initial investment called a margin which is used as leverage in forex trading to gain access to substantial trades. Price volatility can result in margin calls where the investor is required to commit an additional margin. In highly volatile market conditions, aggressive use of leverage by traders can result in massive losses over initial investments made. 2. Interest Rate Risks Interest rate affects countries exchange rates. If a country’s interest rates rise, the currency strengthens. Investors flood the country as they invest in the country’s assets. In essence, a stronger currency means better returns. On the other hand, if a country interest rates fall, the currency weakens as investors begin to withdraw their investments. Interest rate changes can thus have a dramatic effect on forex prices. 3. Transaction Risks The difference or gap between when a contract is initiated and when it settles poses a transaction risk which is an exchange rate risk. Forex trading usually takes 24 hours, and exchange rates can drastically change any time before a trade settle. Currencies also trade at different prices at different times during the trading process. The greater the gap, the higher the transaction risk. The exchange risk that traders face during the trading hours increase the transaction costs. 4. Counterparty Risk The company that provides the asset to an investor in a financial transaction is called the counterparty. There is a risk of default from the dealer or broker in any particular transaction which refers to the counterparty risk. Spot and forward contracts on currencies do not get a guarantee by an exchange or a clearing house and thus pose a counterparty risk to an investor. The counterparty risk can occur in spot currency trading in the event the market maker end up insolvency. The counterparty can refuse or can be unable to oblige to contracts in highly volatile market conditions. 5. Country Risk An investor must assess the structure and the stability of the issuing country before they invest in currencies. In a majority of developing countries, the exchange rates are pegged to a particular world leader currency such as the US dollar. Central Banks in those countries must sustain sufficient reserves to help maintain good exchange rates. A balance of payments deficit can lead to devaluation of the currency and result in a currency crisis. It can consequently have massive effects on forex prices and trading. Investors can also begin to withdraw their assets if they suspect the currency is likely to decrease in value. It results in further devaluing of the currency. Currency crisis aggravates liquidity and credit risks as the currency devalues the assets become illiquid. The Bottom Line An investor should consider the various risks and losses associated with foreign exchange trading before they invest. While forex assets have the highest trading volume, the risks can lead to massive losses.
ICONLOOP Appoints James Kim, the Chairman and CEO of AMCHAM Korea, as Its First Advisor
SAN FRANCISCO, April 25, 2019 /PRNewswire/ -- ICONLOOP, one of the largest blockchain enterprises in South Korea, has appointed James Kim, the Chairman and CEO of AMCHAM Korea, as its first company advisor.
Myndshft Names Mark D. Hiatt, MD, to its Board of Directors
MESA, Ariz., April 25, 2019 /PRNewswire/ -- Myndshft, a healthcare technology company that automates and simplifies administrative processes, today announced it has named Mark D. Hiatt, MD, MBA, MS, as the newest member of its board of directors. An established physician executive and innovator with experience as a clinician and chief medical officer, Dr. Hiatt currently serves as Vice President of Medical Affairs for Guardant Health, a pioneer in non-invasive cancer diagnostics and the first company to commercialize a comprehensive genomic liquid biopsy.
DEXON Mainnet Goes Live with Key Industry Supporters and New Brand Identity
NEW YORK, April 25, 2019 /PRNewswire/ -- DEXON, the latest distributed ledger technology solving the blockchain trilemma, today announced the launch of its mainnet with the participation of businesses including Gemstra, simplyBrand, Ledger, and KHAM. A new brand identity and a revamped global website are also unveiled today to reflect DEXON Foundation's long-held commitment to building a universal blockchain ecosystem that hosts a variety of real-world applications.
DEXON Mainnet Goes Live with Key Industry Supporters and New Brand Identity
NEW YORK, April 25, 2019 /CNW/ -- DEXON, the latest distributed ledger technology solving the blockchain trilemma, today announced the launch of its mainnet with the participation of businesses including Gemstra, simplyBrand, Ledger, and KHAM. A new brand identity and a revamped global website are also unveiled today to reflect DEXON Foundation's long-held commitment to building a universal blockchain ecosystem that hosts a variety of real-world applications.
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Live Nation Celebrates National Concert Week By Making Over 2 Million Tickets Available To the Hottest Summer Shows for Only $20
LOS ANGELES, April 24, 2019 /PRNewswire/ -- Today Live Nation revealed their fifth annual National Concert Week will take place from May 1(st) through May 7(th) and give fans the exclusive opportunity to purchases tickets for just $20 (all-in including fees). Kicking off an epic summer concert season, the offer will include over two million tickets to 2,800+ in-demand shows from Live Nation's upcoming roster of tours across North America. The tickets will cross multiple genres for every type of live event fan, including Country, Hip-Hop, Latin, Metal, Rock, Pop, and Comedy.
Dunkin's Out-of-This-World Seasonal Menu Features Cosmic COOLATTA® Frozen Beverages and Baskin-Robbins Ice Cream Flavored Coffees
CANTON, Mass., April 24, 2019 /PRNewswire/ -- After a long winter, we yearn for spring and summer to bring things that are bright, fun and a little indulgent; all words to describe Dunkin's out-of-this-world seasonal menu. Welcoming the wildly wonderful new flavors along with returning fan favorites, Dunkin' today unveiled a selection of sweet sips that are sure to score smiles - colorful Cosmic COOLATTA® frozen beverages and coffee flavors inspired by Baskin-Robbins Ice Cream, including first-time flavors Banana Split and Pistachio Almond Fudge and returning favorite Butter Pecan. The brand also has a new treat starring in its stores, the Shooting Star Donut, for an extra pop of sweetness this summer.
Travel Healthcare Expert Carolina Araya of AMN Named VP of NATHO Board
DALLAS and SAN DIEGO, April 24, 2019 /PRNewswire/ -- AMN Healthcare (NYSE:AMN), the leader and innovator in workforce solutions and healthcare staffing services, announced that Carolina Araya, Senior Vice President of Client Management in the Nursing Division, has been named Vice President of the Board of the National Association of Travel Healthcare Organizations (NATHO).
Markups on Auto Loan Packages reach record high of $1,791, according to the Outside Financial Markup Index
Aberdeen Global Dynamic Dividend Fund Announces Update On Transition, Performance Data And Portfolio Composition
Aberdeen Total Dynamic Dividend Fund Announces Update On Transition, Performance Data And Portfolio Composition