Finance Attitude - 5 Ideal Reasons for Investing in Utility Stocks
Utility stocks are stocks of companies that deliver essential services such as water, gas, and electricity among others. Utility stock is an ideal conservative option for investors looking for steady higher dividends. You can invest in utility stocks companies through a brokerage firm by buying individual utility stocks, mutual funds that are specialized in the utilities sector or as ETFs that include the select sector SPDR-utilities.
Finance Attitude - 8 Best Stock Investment Apps for Beginners
Investing is a daunting task and sometimes could be confusing especially for a beginner. In the past, an investment process began by making a call to a brokerage firm to obtain an advisor who would advise the investor throughout the process. However, the technological advancement has made it easier for beginners who want to start trading. Now, they can just download an app on their PC or Smartphone and use it to trade securities. Different apps offer automation, low cost and high-security measures to make investing easy and exciting for all.  
Finance Attitude - 5 common types of financial swaps
A swap is an act of exchanging one thing for another. In finance, swaps are derivatives wherein two counterparties exchange financial instruments. The swaps can involve an exchange of a series of cash flows of one party’s financial instrument for those of the other party’s financial instrument over a specific period of time. Swaps are mutual agreements that are easy to design and customize over the counter. They offer great flexibility that leads to many swap variations with each serving a given purpose.  
Finance Attitude - Top 5 Forex Risks Traders Should Consider Before they Invest
Top 5 Forex Risks Traders Should Consider Before they Invest
Forex exchange market is a global decentralized or over the counter market that facilitates the trading of currencies. Just like in a stock exchange, the traders’ goal is to make a profit by buying low and selling high. Forex markets are highly liquid assets due to the high trading volumes. Some of the most common forex exchange trades include spot transactions, currency swaps, and options, forwards, and foreign exchange swaps. Forex trades face plenty of risks that can result in substantial losses. Here are the top 5 forex risks that every trader should consider before they dive into forex trading: 1.    Leverage Risks In forex trading, traders require a small initial investment called a margin which is used as leverage in forex trading to gain access to substantial trades. Price volatility can result in margin calls where the investor is required to commit an additional margin. In highly volatile market conditions, aggressive use of leverage by traders can result in massive losses over initial investments made. 2.    Interest Rate Risks Interest rate affects countries exchange rates.  If a country’s interest rates rise, the currency strengthens. Investors flood the country as they invest in the country’s assets. In essence, a stronger currency means better returns. On the other hand, if a country interest rates fall, the currency weakens as investors begin to withdraw their investments. Interest rate changes can thus have a dramatic effect on forex prices. 3.    Transaction Risks The difference or gap between when a contract is initiated and when it settles poses a transaction risk which is an exchange rate risk. Forex trading usually takes 24 hours, and exchange rates can drastically change any time before a trade settle. Currencies also trade at different prices at different times during the trading process. The greater the gap, the higher the transaction risk. The exchange risk that traders face during the trading hours increase the transaction costs. 4.    Counterparty Risk The company that provides the asset to an investor in a financial transaction is called the counterparty. There is a risk of default from the dealer or broker in any particular transaction which refers to the counterparty risk. Spot and forward contracts on currencies do not get a guarantee by an exchange or a clearing house and thus pose a counterparty risk to an investor. The counterparty risk can occur in spot currency trading in the event the market maker end up insolvency. The counterparty can refuse or can be unable to oblige to contracts in highly volatile market conditions. 5.    Country Risk An investor must assess the structure and the stability of the issuing country before they invest in currencies. In a majority of developing countries, the exchange rates are pegged to a particular world leader currency such as the US dollar. Central Banks in those countries must sustain sufficient reserves to help maintain good exchange rates. A balance of payments deficit can lead to devaluation of the currency and result in a currency crisis. It can consequently have massive effects on forex prices and trading. Investors can also begin to withdraw their assets if they suspect the currency is likely to decrease in value. It results in further devaluing of the currency. Currency crisis aggravates liquidity and credit risks as the currency devalues the assets become illiquid. The Bottom Line An investor should consider the various risks and losses associated with foreign exchange trading before they invest. While forex assets have the highest trading volume, the risks can lead to massive losses.

Finance Attitude - 5 Main Characteristics of the Currency Futures Markets
Currency future is also known as forex futures or foreign exchange futures and is essentially a futures contract to buy or sell a specified amount of a particular currency at a set price and date in the future. Majority of the most popular futures markets are based upon currencies and are offered by the CME (Chicago Mercantile Exchange).  
Finance Attitude - Technical Analysis Crude Oil (2018-03-30)
Crude oil is now in the resistance area. From the Daily chart, we can see that this pair has created a double top and got the bearish sign in the resistance area. Now the price is on retrenchment. If it gets a bearish sign in the retrenchment area, hopefully, it will go down to the support. Previously also this pair went down from this area after getting bearish confirmation. The Weekly chart also shows that the price is now in the retrenchment area. We can notice a bearish sign there. Now the pair might go down.  
Finance Attitude - Technical Analysis GOLD (XAUUSD) (2018-03-30)
The GOLD price has got doji candlestick confirmation in a support area and after that a bullish candle. The pair was on a downside movement previously. Now the price needs to retest the support in the H4 chart. If it gets a bullish sign in the retesting area, it might go up. Or the price might break this support area. If it successfully breaks this support, then it will go down to the next support. We should not take any entry in this pair now.  
Why Should You Sell Your Gold in London?
Introduction: Nowadays, selling and buying gold represents a huge market all around the world. Not only do citizens do it but also countries and governments. According to recent news, China has invested a lot of money in supplying their reserves of gold. Indeed, they believe that the current market environment makes it the perfect time to buy gold. Many other countries like Russia have decided to do the same. That’s why today is the perfect time if you want to make cash for gold in London. 1)    High demand for gold The gold market has developed itself these past few years. Indeed, the demand has increased diacritically and its value has never been as strong as today. This can be explained by the overall state of the global economy. Indeed, there many countries and economies who are not doing as well as before. Moreover, many geopolitical events have positively impacted the growth of the gold market. The Brexit situation has played a huge impact on the decline of the value of the pound. Because of this climate of uncertainty people do not want to invest in the British markets which is understandable. This means that political situations don’t only influence the currencies of countries but also other markets like crypto currencies or even gold industry. That’s why today, it would be the right time for you to make cash for gold in London. 2)    Easy, quick and safe process It’s no secret that it’s very easy to sell gold for cash in London. It can literally take a few minutes to sell your gold items in order to make a bit of money. All you have to do is pick the quantity of gold you’re willing to sell, check if they are real and try to get a quote for their value. Then choose the right place to sell your products. A few years back it was hard to tell the difference between the fake and secure companies. Indeed, it was common for you to get scammed or end up with counterfeit items. But now, thanks to all of the secure and rigorous processes that businesses have to go through and customer reviews present all over the internet. You can easily see and check if the business is legitimate or not. Therefore, there’s no better time than today to make cash for gold in London. 3)    Selling gold means helping the environment Not many are aware that gold can damage the planet. Indeed, gold mines have hugely impacted the environment and the landscapes by getting rid of tones of land. By developing mines and the gold industry, mankind has destroyed parts of the ecosystem and some even permanently. The use of huge machinery to extract the gold is very damaging as it pollutes a lot. Moreover, the area afterwards is not properly taken care off and left with damaged grounds. And it doesn’t end here, when the gold is treated in the refineries, they also use dangerous chemicals to finish the extraction which is then released back into our planet. Therefore, selling gold is also helping the environment by creating less pollution. So, if you’re not using your gold and want to make cash for gold in London you shouldn’t hesitate to do so.