VANCOUVER, British Columbia, Oct. 23, 2018 (GLOBE NEWSWIRE) -- Mundoro Capital Inc. (TSXV: MUN, www.mundoro.com) ("Mundoro" or the "Company") is pleased to announce that the previously announced drill program on July 5, 2018 at the Borsko Jezero license (“Borsko”) has been extended by 2,200 meters to a total of 7,200 meters over 7 drill holes.
Stephen Batcheller Appointed Regional Partner
John Thomas to Lead National Platform, Stephen Batcheller to Oversee West Coast
UFA Supports Innovation in Agriculture at Olds College with $500,000
Financial Commitment supports UFA Innovation Lab and Olds College Smart FarmCalgary, Alberta, Oct. 23, 2018 (GLOBE NEWSWIRE) -- United Farmers of Alberta Co-operative Limited (“UFA”) announced today a $500,000 commitment to Olds College and its focus on agriculture innovation and technology.  The five-year financial commitment enables Olds College to create the UFA Innovation Lab, located on campus inside the Smart Ag Innovation Centre. Construction is expected to be complete in December 2018.  The lab will be "a dedicated technological hub on campus where students and faculty can gain and share knowledge, build networks and turn innovative ideas into technological solutions that can benefit the agricultural industry,” says Olds College President, Stuart Cullum."Not only is the donation from UFA an investment in the student experience but it's an investment in the future of agriculture," says Cullum. "Students who have a keen interest on solving issues in the industry, now have a place to go.  They’ll be able to explore new ideas, test innovative products and processes, and ultimately express their entrepreneurial creativity in ways that will make a positive impact on Alberta’s agriculture sector."UFA President & CEO, Carol Kitchen says the donation makes sense from a business perspective. “At UFA we are committed to investing and supporting technology and innovation especially as it pertains to new solutions for agricultural industries. The investment at Olds College is another example of how as a forward-thinking co-operative, we are focused on collaborating with our agricultural partners to actively engage, learn from and work with young minds in our community. Ultimately, our goal is to support the success of our members and their operations. We are confident that the investment at Olds College will help to do just that today and well into the future.”In addition to the creation of the UFA Innovation Lab, the donation will help fund the Olds College Smart Farm. The Smart Farm uses cutting edge technology to provide a hands-on learning environment for students of the College and an opportunity for industry to develop, integrate and test new agriculture technology and practices. â€œThe impact of this donation reaches further than the College or even Alberta for that matter,” adds Cullum. “ The UFA Innovation Lab and the Olds College Smart Farm create an open environment for collaboration and research among industry and other post-secondary institutions to work together to advance the agriculture industry. Together we are facilitating engagement to address the issues and challenges facing agriculture, in order for our ag sector to produce more while using less.”The signing of the agreement brings together two long-standing advocates with rich agricultural history in the province. Founded as an agricultural co-operative in 1909, UFA works to improve the economic and social well-being of its member-owners and their communities. Olds College opened its doors in 1913 as an educational institution and today is one of Canada’s premier integrated learning and applied research communities specializing in agriculture, horticulture, land and environmental management. Both organizations are excited about this unique partnership and the promise it holds for Alberta’s agriculture industry.Current Olds College student, Delanie Knull is excited about the investment. “The UFA Innovation Lab and Smart Farm are exciting opportunities for students like me who want to explore technology and try new things. Being able to learn by doing and by experimenting in a hands-on setting is what I’m most excited about. I’m eager to share my ideas and to bring them to life! As an agriculture student, you sometimes wonder what the future of farming looks like. It’s encouraging to know that organizations like UFA place value in investing into my future, which I think looks very bright.” About UFA Co-operative Limited:Founded in 1909, UFA Co-operative Limited is an Alberta-based agricultural co-operative with more than 120,000 member-owners. UFA’s network comprises more than 112 bulk fuel and Cardlock Petroleum locations, 35 Farm & Ranch Supply stores and a support office located in Calgary, AB. Independent Petroleum Agents and more than 1,200 UFA employees provide products, services and agricultural solutions to farmers, ranchers, members and commercial customers in Alberta, British Columbia and Saskatchewan. For more information, visit www.UFA.com. About Olds College:Olds College is the premier Canadian integrated learning and applied research community specializing in agriculture, horticulture, land and environmental management. Olds College first opened its doors in November of 1913, and now includes programming that covers Animal Sciences, Horticulture, Land & Water, Fashion, Business, Hospitality & Tourism, and Trades & Apprenticeships. Experience more at oldscollege.ca. Attachment OLDSCOLLEGE CONTACT: Tracey Feist, Manager, Corporate Affairs United Farmers of Alberta Co-operative Limited (o) 403-570-4125 (c) 403-826-9149 tracey.feist@ufa.com Blayne Meek, Director of Corporate Communications & Marketing Olds College (o) 403.556.4760 (c) 587.888.9949 Blayne.Meek@oldscollege.ca

SANTA CRUZ, Calif., Oct. 23, 2018 /PRNewswire/ -- Lighthouse Bank (OTC-QB: LGHT), a top-rated locally owned and operated community bank, today released unaudited financial results for the quarter-ended September 30, 2018. Net income was $1.1 million for the quarter, which represents the Bank's 37(th) successive quarter of profitable operations. Net income year-to-date through September 30, 2018 totaled $3.3 million, an increase of $865 thousand, or 35%, over the same nine-month period in 2017. Total assets grew to a record $298 million, an increase of $41.5 million, or 16%, from the quarter-ended September 30, 2017.
MENLO PARK, Calif., Oct. 23, 2018 /CNW/ -- Robert Half International Inc. (NYSE symbol: RHI) today reported revenues and earnings for the third quarter ended September 30, 2018.
IRVINE, Calif., Oct. 23, 2018 /PRNewswire/ -- Edwards Lifesciences Corporation (NYSE: EW), the global leader in patient-focused innovations for structural heart disease and critical care monitoring, today reported financial results for the quarter ended September 30, 2018.
Robert Half Reports Third-Quarter Financial Results
MENLO PARK, Calif., Oct. 23, 2018 /PRNewswire/ -- Robert Half International Inc. (NYSE symbol: RHI) today reported revenues and earnings for the third quarter ended September 30, 2018. For the quarter ended September 30, 2018, net income was $115 million, or $.95 per share, on revenues of $1.47 billion. Net income for the prior year's third quarter was $85 million, or $.68 per share, on revenues of $1.32 billion. For the nine months ended September 30, 2018, net income was $321 million, or $2.62 per share, on revenues of $4.32 billion. For the nine months ended September 30, 2017, net income was $244 million, or $1.94 per share, on revenues of $3.92 billion. Commenting on the company's results, Harold M. Messmer, Jr., chairman and CEO of Robert Half, said: "All of our staffing divisions and Protiviti reported solid year-over-year revenue gains in the third quarter. Our permanent placement and Protiviti operations performed particularly well during the quarter. "Skills shortages persist globally, driving heightened demand for skilled talent, especially in the professional-level segments in which Robert Half specializes," Messmer said. "Also buoying our business is the sustained optimism among small and midsize companies, particularly in the United States, which is leading to increased hiring activity by this key client base. "Return on invested capital for the company was 41 percent during the third quarter," Messmer said. Robert Half management will conduct a conference call today at 5 p.m. EDT. The prepared remarks for this call are available now in the Investor Center of the Robert Half website (www.roberthalf.com/investor-center). Simply click on the Quarterly Conference Calls link. The dial-in number to listen to today's conference call is 877-814-0475 (+1-706-643-9224 outside the United States). The password is "Robert Half." A taped recording of this call will be available for replay beginning at approximately 8 p.m. EDT today and ending at 11:59 p.m. EST on November 23. The dial-in number for the replay is 855-859-2056 (+1-404-537-3406 outside the United States). To access the replay, enter conference ID# 1287869. The conference call also will be archived in audio format on the company's website at www.roberthalf.com/investor-center. Founded in 1948, Robert Half is the world's first and largest specialized staffing firm and a recognized leader in professional consulting and staffing services. The company's specialized staffing divisions include Accountemps®, Robert Half® Finance & Accounting and Robert Half® Management Resources, for temporary, full-time and senior-level project professionals, respectively, in the fields of accounting and finance; OfficeTeam®, for highly skilled administrative support professionals; Robert Half® Technology, for project and full-time technology professionals; Robert Half® Legal, for project and full-time staffing of lawyers, paralegals and legal support personnel; and The Creative Group®, for creative, digital, marketing, advertising and public relations professionals. Robert Half also is the parent company of Protiviti®, a global consulting firm that provides clients with consulting solutions in finance, technology, operations, data, analytics, governance, risk and internal audit. Robert Half has staffing and consulting operations in more than 400 locations worldwide. Certain information contained in this press release and its attachments may be deemed forward-looking statements regarding events and financial trends that may affect the company's future operating results or financial positions. These statements may be identified by words such as "estimate", "forecast", "project", "plan", "intend", "believe", "expect", "anticipate", or variations or negatives thereof, or by similar or comparable words or phrases. Forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially from those expressed in the statements. These risks and uncertainties include, but are not limited to, the following: changes to or new interpretations of U.S. or international tax regulations; the global financial and economic situation; changes in levels of unemployment and other economic conditions in the United States or foreign countries where the company does business, or in particular regions or industries; reduction in the supply of candidates for temporary employment or the company's ability to attract candidates; the entry of new competitors into the marketplace or expansion by existing competitors; the ability of the company to maintain existing client relationships and attract new clients in the context of changing economic or competitive conditions; the impact of competitive pressures, including any change in the demand for the company's services, on the company's ability to maintain its margins; the possibility of the company incurring liability for its activities, including the activities of its temporary employees, or for events impacting its temporary employees on clients' premises; the possibility that adverse publicity could impact the company's ability to attract and retain clients and candidates; the success of the company in attracting, training, and retaining qualified management personnel and other staff employees; the company's ability to comply with governmental regulations affecting personnel services businesses in particular or employer/employee relationships in general; whether there will be ongoing demand for Sarbanes-Oxley or other regulatory compliance services; the company's reliance on short-term contracts for a significant percentage of its business; litigation relating to prior or current transactions or activities, including litigation that may be disclosed from time to time in the company's SEC filings; the ability of the company to manage its international operations and comply with foreign laws and regulations; the impact of fluctuations in foreign currency exchange rates; the possibility that the additional costs the company will incur as a result of healthcare reform legislation may adversely affect the company's profit margins or the demand for the company's services; the possibility that the company's computer and communications hardware and software systems could be damaged or their service interrupted; and the possibility that the company may fail to maintain adequate financial and management controls and as a result suffer errors in its financial reporting. Additionally, with respect to Protiviti, other risks and uncertainties include the fact that future success will depend on its ability to retain employees and attract clients; there can be no assurance that there will be ongoing demand for Sarbanes-Oxley or other regulatory compliance services; failure to produce projected revenues could adversely affect financial results; and there is the possibility of involvement in litigation relating to prior or current transactions or activities. Because long-term contracts are not a significant part of the company's business, future results cannot be reliably predicted by considering past trends or extrapolating past results. The company undertakes no obligation to update information contained in this release. A copy of this release is available at www.roberthalf.com/investor-center. ATTACHED:  Summary of Operations Supplemental Financial Information Non-GAAP Financial Measures   ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES SUMMARY OF OPERATIONS (in thousands, except per share amounts) Quarter Ended September 30, Nine Months EndedSeptember 30, 2018 2017 2018 2017 (Unaudited) (Unaudited) Net service revenues $ 1,466,226 $ 1,324,709 $ 4,318,613 $ 3,920,507 Direct costs of services 855,758 778,309 2,528,661 2,309,841 Gross margin 610,468 546,400 1,789,952 1,610,666 Selling, general and administrative expenses 459,330 414,179 1,354,936 1,222,149 Amortization of intangible assets 429 481 1,334 1,147 Interest income, net (1,196) (530) (2,937) (1,108) Income before income taxes 151,905 132,270 436,619 388,478 Provision for income taxes 36,663 47,570 115,895 144,941 Net income $ 115,242 $ 84,700 $ 320,724 $ 243,537 Diluted net income per share $ .95 $ .68 $ 2.62 $ 1.94 Shares: Basic 120,115 123,569 121,112 124,567 Diluted 121,443 124,200 122,193 125,233   ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES SUPPLEMENTAL FINANCIAL INFORMATION (in thousands) Quarter Ended September 30, Nine Months Ended September 30, 2018 2017 2018 2017 (Unaudited) (Unaudited) REVENUES: Accountemps $ 479,415 32.7 % $ 443,376 33.5 % $ 1,431,567 33.1 % $ 1,319,649 33.7 % OfficeTeam 265,235 18.1 % 246,207 18.6 % 794,749 18.4 % 726,755 18.5 % Robert Half Technology 176,552 12.0 % 157,038 11.9 % 508,060 11.8 % 472,309 12.1 % Robert Half Management Resources 162,564 11.1 % 158,187 11.9 % 503,652 11.7 % 471,997 12.0 % Robert Half Finance & Accounting 129,667 8.9 % 111,333 8.4 % 386,105 8.9 % 327,619 8.3 % Protiviti 252,793 17.2 % 208,568 15.7 % 694,480 16.1 % 602,178 15.4 % Total $ 1,466,226 100.0 % $ 1,324,709 100.0 % $ 4,318,613 100.0 % $ 3,920,507 100.0 % GROSS MARGIN: Temporary and consultant staffing $ 410,051 37.8 % $ 373,487 37.2 % $ 1,214,725 37.5 % $ 1,116,184 37.3 % Permanent placement staffing 129,378 99.8 % 111,098 99.8 % 385,409 99.8 % 326,969 99.8 % Risk consulting and internal audit services 71,039 28.1 % 61,815 29.6 % 189,818 27.3 % 167,513 27.8 % Total $ 610,468 41.6 % $ 546,400 41.2 % $ 1,789,952 41.4 % $ 1,610,666 41.1 % OPERATING INCOME: Temporary and consultant staffing $ 102,707 9.5 % $ 87,703 8.7 % $ 303,000 9.4 % $ 271,162 9.1 % Permanent placement staffing 22,895 17.7 % 19,945 17.9 % 72,710 18.8 % 59,293 18.1 % Risk consulting and internal audit services 25,536 10.1 % 24,573 11.8 % 59,306 8.5 % 58,062 9.6 % Total $ 151,138 10.3 % $ 132,221 10.0 % $ 435,016 10.1 % $ 388,517 9.9 % SELECTED CASH FLOW INFORMATION: Amortization of intangible assets $ 429 $ 481 $ 1,334 $ 1,147 Depreciation expense $ 15,941 $ 16,071 $ 48,344 $ 47,916 Capital expenditures $ 9,925 $ 7,354 $ 27,186 $ 28,540 Open market repurchases of common stock (shares) 1,061 820 3,255 2,957   ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES SUPPLEMENTAL FINANCIAL INFORMATION (in thousands) September 30, 2018 2017 (Unaudited) SELECTED BALANCE SHEET INFORMATION: Cash and cash equivalents $ 361,740 $ 348,336 Accounts receivable, less allowances $ 834,347 $ 737,901 Total assets $ 2,034,907 $ 1,932,852 Current liabilities $ 896,280 $ 778,348 Notes payable and other indebtedness, less current portion $ 509 $ 704 Total stockholders' equity $ 1,119,242 $ 1,139,818 ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIESNON-GAAP FINANCIAL MEASURES The financial results of Robert Half International Inc. (the "Company") are prepared in conformity with accounting principles generally accepted in the United States of America ("GAAP") and the rules of the U.S. Securities and Exchange Commission ("SEC"). To help readers understand the Company's financial performance, the Company supplements its GAAP financial results with revenue growth rates derived from non-GAAP revenue amounts. Variations in the Company's financial results include the impact of changes in foreign currency exchange rates, billing days, and certain intercompany adjustments. The Company provides "as adjusted" revenue growth calculations to remove the impact of these items. These calculations show the year-over-year revenue growth rates for the Company's lines of business on both a reported basis and also on an as adjusted basis for global, U.S., and international operations. This information is presented for each of the six most recent quarters. The Company has provided this data because management believes it better reflects the Company's actual revenue growth rates and aids in evaluating revenue trends over time. The Company expresses year-over-year revenue changes as calculated percentages using the same number of billing days, constant currency exchange rates, and certain intercompany adjustments. The non-GAAP financial measures provided herein may not provide information that is directly comparable to that provided by other companies in the Company's industry, as other companies may calculate such financial results differently. The Company's non-GAAP financial measures are not measurements of financial performance under GAAP and should not be considered as alternatives to actual revenue growth derived from revenue amounts presented in accordance with GAAP. The Company does not consider these non-GAAP financial measures to be a substitute for, or superior to, the information provided by GAAP financial results. A reconciliation of the non-GAAP financial measures to the most directly comparable GAAP financial measures is provided on the following pages. ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES NON-GAAP FINANCIAL MEASURES REVENUE GROWTH RATES (%) (UNAUDITED): Year-Over-Year Growth Rates (As Reported) Non-GAAP Year-Over-Year Growth Rates (As Adjusted) 2017 2018 2017 2018 Q2 Q3 Q4 Q1 Q2 Q3 Q2 Q3 Q4 Q1 Q2 Q3 Global Accountemps -4.5 -2.0 4.9 8.0 9.3 8.1 -2.8 -1.1 3.6 6.6 7.8 8.6 OfficeTeam -0.8 0.3 7.6 10.6 9.8 7.7 0.8 0.9 5.9 8.2 7.7 7.8 RH Technology -6.4 -6.3 -1.5 1.7 8.6 12.4 -5.1 -5.2 -2.2 1.2 7.5 12.6 RH Management Resources -0.3 4.8 9.9 10.2 7.2 2.8 1.9 5.2 7.5 7.0 7.9 8.1 Temporary and consultant staffing -3.3 -1.1 5.3 8.0 9.0 7.9 -1.6 -0.4 3.8 6.2 7.7 8.9 Permanent placement staffing -0.7 5.9 18.1 17.1 19.9 16.5 1.4 6.7 16.1 15.0 18.0 17.4 Total staffing -3.0 -0.5 6.4 8.8 10.1 8.7 -1.3 0.3 4.9 7.0 8.8 9.8 Protiviti -0.6 -4.0 6.5 5.9 18.5 21.2 1.1 -2.7 5.5 4.7 14.2 17.5 Total -2.7 -1.0 6.4 8.4 11.4 10.7 -0.9 -0.2 5.0 6.7 9.6 11.1 United States Temporary and consultant staffing -4.5 -4.5 1.2 3.4 5.6 6.8 -3.5 -3.0 1.3 3.9 5.3 6.5 Permanent placement staffing -2.6 1.5 13.1 14.2 17.6 17.0 -1.6 3.2 13.2 14.8 17.3 16.7 Total staffing -4.3 -4.0 2.1 4.3 6.7 7.7 -3.4 -2.5 2.2 4.8 6.4 7.4 Protiviti 0.6 -6.9 2.2 1.0 11.8 17.3 1.6 -5.4 2.3 1.5 11.5 17.1 Total -3.6 -4.5 2.1 3.7 7.5 9.3 -2.6 -3.0 2.2 4.2 7.2 9.0 International Temporary and consultant staffing 1.7 12.6 22.0 26.0 22.0 11.6 6.4 10.2 14.0 15.5 16.7 17.8 Permanent placement staffing 4.0 16.5 29.5 23.6 25.0 15.4 8.7 15.1 22.8 16.0 18.8 18.8 Total staffing 2.1 13.2 23.0 25.7 22.4 12.1 6.7 10.9 15.2 15.5 17.0 17.9 Protiviti -6.0 11.5 29.3 32.2 51.9 38.3 -1.1 11.6 22.7 22.0 25.5 19.5 Total 1.0 12.9 23.8 26.5 26.0 15.5 5.7 11.0 16.1 16.3 18.1 18.2 The non-GAAP financial measures included in the table above adjust for the following items: Foreign Currency Translation. The "As Reported" revenue growth rates are based upon reported revenues, which include the impact of changes in foreign currency exchange rates. In order to calculate "Constant Currency" revenue growth rates, as-reported amounts are retranslated using foreign exchange rates from the prior year's comparable period. Billing Days. The "As Reported" revenue growth rates are based upon reported revenues. Management calculates a global, weighted-average number of billing days for each reporting period based upon inputs from all countries and all lines of business. In order to remove the fluctuations caused by comparable periods having different billing days, the company calculates "same billing day" revenue growth rates by dividing each comparative period's reported revenues by the calculated number of billing days for that period to arrive at a "per billing day" amount. The "same billing day" growth rates are then calculated based upon the "per billing day" amounts. Intercompany Adjustments. The "As Reported" revenue growth rates are based upon reported revenues. In order to remove the fluctuations caused by the impact of certain intercompany adjustments, applicable comparative period revenues are reclassified to conform with the current period presentation. The term "As Adjusted" means that the impact of different billing days, constant currency fluctuations, and certain intercompany adjustments are removed from the revenue growth rate calculation. A reconciliation of the non-GAAP year-over-year revenue growth rates to the "As Reported" year-over-year revenue growth rates is included herein on Pages 8-10. ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES NON-GAAP FINANCIAL MEASURES REVENUE GROWTH RATE (%) RECONCILIATION (UNAUDITED): Year-Over-Year Revenue Growth – GLOBAL Q2 2017 Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018 Accountemps As Reported -4.5 -2.0 4.9 8.0 9.3 8.1 Billing Days Impact 1.0 1.6 0.1 0.9 -0.3 -0.3 Currency Impact 0.7 -0.7 -1.4 -2.3 -1.2 0.8 As Adjusted -2.8 -1.1 3.6 6.6 7.8 8.6 OfficeTeam As Reported -0.8 0.3 7.6 10.6 9.8 7.7 Billing Days Impact 1.0 1.6 0.1 0.8 -0.3 -0.4 Currency Impact 0.6 -1.0 -1.8 -3.2 -1.8 0.5 As Adjusted 0.8 0.9 5.9 8.2 7.7 7.8 Robert Half Technology As Reported -6.4 -6.3 -1.5 1.7 8.6 12.4 Billing Days Impact 0.9 1.5 0.0 0.8 -0.3 -0.3 Currency Impact 0.4 -0.4 -0.7 -1.3 -0.8 0.5 As Adjusted -5.1 -5.2 -2.2 1.2 7.5 12.6 Robert Half Management Resources As Reported -0.3 4.8 9.9 10.2 7.2 2.8 Billing Days Impact 1.0 1.6 0.1 0.8 -0.4 -0.4 Currency Impact 1.2 -1.2 -2.5 -4.0 -2.2 1.0 Intercompany Adjustments — — — — 3.3 4.7 As Adjusted 1.9 5.2 7.5 7.0 7.9 8.1 Temporary and consultant staffing As Reported -3.3 -1.1 5.3 8.0 9.0 7.9 Billing Days Impact 1.0 1.5 0.1 0.8 -0.4 -0.4 Currency Impact 0.7 -0.8 -1.6 -2.6 -1.4 0.7 Intercompany Adjustments — — — — 0.5 0.7 As Adjusted -1.6 -0.4 3.8 6.2 7.7 8.9 Permanent placement staffing As Reported -0.7 5.9 18.1 17.1 19.9 16.5 Billing Days Impact 1.1 1.7 0.1 0.9 -0.4 -0.4 Currency Impact 1.0 -0.9 -2.1 -3.0 -1.5 1.3 As Adjusted 1.4 6.7 16.1 15.0 18.0 17.4 Total staffing As Reported -3.0 -0.5 6.4 8.8 10.1 8.7 Billing Days Impact 1.0 1.6 0.1 0.8 -0.4 -0.4 Currency Impact 0.7 -0.8 -1.6 -2.6 -1.4 0.8 Intercompany Adjustments — — — — 0.5 0.7 As Adjusted -1.3 0.3 4.9 7.0 8.8 9.8 Protiviti As Reported -0.6 -4.0 6.5 5.9 18.5 21.2 Billing Days Impact 1.0 1.6 0.0 0.7 -0.4 -0.4 Currency Impact 0.7 -0.3 -1.0 -1.9 -1.2 0.6 Intercompany Adjustments — — — — -2.7 -3.9 As Adjusted 1.1 -2.7 5.5 4.7 14.2 17.5 Total As Reported -2.7 -1.0 6.4 8.4 11.4 10.7 Billing Days Impact 1.1 1.5 0.1 0.8 -0.4 -0.3 Currency Impact 0.7 -0.7 -1.5 -2.5 -1.4 0.7 As Adjusted -0.9 -0.2 5.0 6.7 9.6 11.1   ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES NON-GAAP FINANCIAL MEASURES REVENUE GROWTH RATE (%) RECONCILIATION (UNAUDITED): Year-Over-Year Revenue Growth – UNITED STATES Q2 2017 Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018 Temporary and consultant staffing As Reported -4.5 -4.5 1.2 3.4 5.6 6.8 Billing Days Impact 1.0 1.5 0.1 0.5 -0.3 -0.3 Currency Impact — — — — — — As Adjusted -3.5 -3.0 1.3 3.9 5.3 6.5 Permanent placement staffing As Reported -2.6 1.5 13.1 14.2 17.6 17.0 Billing Days Impact 1.0 1.7 0.1 0.6 -0.3 -0.3 Currency Impact — — — — — — As Adjusted -1.6 3.2 13.2 14.8 17.3 16.7 Total staffing As Reported -4.3 -4.0 2.1 4.3 6.7 7.7 Billing Days Impact 0.9 1.5 0.1 0.5 -0.3 -0.3 Currency Impact — — — — — — As Adjusted -3.4 -2.5 2.2 4.8 6.4 7.4 Protiviti As Reported 0.6 -6.9 2.2 1.0 11.8 17.3 Billing Days Impact 1.0 1.5 0.1 0.5 -0.3 -0.2 Currency Impact — — — — — — As Adjusted 1.6 -5.4 2.3 1.5 11.5 17.1 Total As Reported -3.6 -4.5 2.1 3.7 7.5 9.3 Billing Days Impact 1.0 1.5 0.1 0.5 -0.3 -0.3 Currency Impact — — — — — — As Adjusted -2.6 -3.0 2.2 4.2 7.2 9.0   ROBERT HALF INTERNATIONAL INC. AND SUBSIDIARIES NON-GAAP FINANCIAL MEASURES REVENUE GROWTH RATE (%) RECONCILIATION (UNAUDITED): Year-Over-Year Revenue Growth – INTERNATIONAL Q2 2017 Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018 Temporary and consultant staffing As Reported 1.7 12.6 22.0 26.0 22.0 11.6 Billing Days Impact 1.1 1.7 0.1 2.3 -1.2 -0.5 Currency Impact 3.6 -4.1 -8.1 -12.8 -6.9 3.2 Intercompany Adjustments — — — — 2.8 3.5 As Adjusted 6.4 10.2 14.0 15.5 16.7 17.8 Permanent placement staffing As Reported 4.0 16.5 29.5 23.6 25.0 15.4 Billing Days Impact 1.1 1.8 0.1 2.2 -1.2 -0.6 Currency Impact 3.6 -3.2 -6.8 -9.8 -5.0 4.0 As Adjusted 8.7 15.1 22.8 16.0 18.8 18.8 Total staffing As Reported 2.1 13.2 23.0 25.7 22.4 12.1 Billing Days Impact 1.0 1.7 0.1 2.2 -1.1 -0.5 Currency Impact 3.6 -4.0 -7.9 -12.4 -6.7 3.3 Intercompany Adjustments — — — — 2.4 3.0 As Adjusted 6.7 10.9 15.2 15.5 17.0 17.9 Protiviti As Reported -6.0 11.5 29.3 32.2 51.9 38.3 Billing Days Impact 1.0 1.7 0.0 2.3 -1.3 -0.5 Currency Impact 3.9 -1.6 -6.6 -12.5 -6.4 2.7 Intercompany Adjustments — — — — -18.7 -21.0 As Adjusted -1.1 11.6 22.7 22.0 25.5 19.5 Total As Reported 1.0 12.9 23.8 26.5 26.0 15.5 Billing Days Impact 1.1 1.8 0.0 2.2 -1.3 -0.6 Currency Impact 3.6 -3.7 -7.7 -12.4 -6.6 3.3 As Adjusted 5.7 11.0 16.1 16.3 18.1 18.2   View original content to download multimedia:http://www.prnewswire.com/news-releases/robert-half-reports-third-quarter-financial-results-300736434.html SOURCE Robert Half
Finance Attitude - 6 Hidden Investment Fees to Watch Out For
Every investor is on the lookout for the next hot stock or mutual fund to invest in. But how many take time to find out all the investment fees that will be associated with their investment? There are various investment fees you will be charged that you need to be aware of. When you approach your financial advisor, make sure that you ask them to explain to you in details all the charges that you will pay when you make an investment. Here are 6 investment fees to take note of before you invest:  
Finance Attitude - 4 Common Types of Alternative Investments
Alternative investments are non -correlated assets that are not among the conventional investments such as stocks, bonds, and cash. It is estimated that since 2005 the global assets have grown twice as fast as the traditional investments according to McKinsey & Company, a global consulting company.  A survey conducted in 2015 showed that advisers had 73% of their clients in alternative investments. The assets increase is caused by the Investors need to diversify their portfolio so as to include a wider range of assets. This helps to reduce volatility, generates better returns, hedges against inflation and to access steady and reliable sources of income. A study conducted by the Informa Investment Solution and published by Blackrock revealed that alternative investments didn’t fall as much as the traditional investment during the 2001-2008 recessions.  Majority of financial advisers recommend investing not more than 25% of your portfolio to alternative investments. This is because a majority of the alternative investments tend to be illiquid.
Finance Attitude - 5 incredible investments to supplement Social Security Fund
Majority of Americans have social security trust funds as an integral part of their investment plans. Investors can include other types of investments to supplement social security funds to accumulate wealth.  
Finance Attitude - Top 4 Best Commodities to Invest in 2018
Top 4 Best Commodities to Invest
Commodity trading involves trading in commodity derivatives and spots. Commodity trading is very volatile and so investors should take relevant precautions before they enter into it. Commodity trading can help an investor to diversify their portfolio. It is an ideal investment that can significantly hedge you against the risk of inflation. Commodities traded mostly include agricultural products, minerals, and fossils. Commodity trading is usually done in the form of derivatives like futures and thus involves a lot of speculation which involves high levels of uncertainty and risks. The commodity trading market is not as controlled as the equity market and hence investors are exposed to a lot of trade manipulative behaviors. The commodity market is influenced by the forces of demand and supply and by inventory particularly when it comes to perishable commodities such as the agricultural produce and the high-demand products like crude oil. The 4 best commodities to invest in include: 1.    Crude Oil Prices of gasoline are rising progressively with each passing day. Crude demand is high while supply is low and so the demand for oil goes beyond just gasoline to products made from petroleum such as plastics, medicines, shingles, synthetic fibers, fertilizers, solvents, ink, and cosmetics among others. This has caused the cost of a barrel of oil to increase gradually. Crude oil is, therefore, a good commodity to speculate in. 2.    Base Metals Base metals are metals such as copper, aluminum, and zinc among others. Copper, in particular, is one of the best base metals to invest in. It is a reddish metal that is used in almost every industry around the world. The demand for copper is raising every day as more economies around the world are becoming industrialized. Copper is being used by industry for components of plumbing, motors, heating, air conditioning, wiring, computers, mobile phones, lighting, roofing and many more. It is very popular because of its flexibility, good electrical conductor and its corrosion resistant. Countries are building new airports, buildings, industrial equipment, transportation system and more. The supply of copper has diminished in the last century and so demand will soon go up and prices will subsequently increase. Copper is thus a commodity to watch. 3.    Gold Demand for gold keeps increasing while its supply is still very low. Most demands of gold come from the central banks, governments, mutual funds, hedge funds, and private investors. Gold is viewed as a form of insurance against world inflation, war & unrests, and natural calamities. It is, therefore, a good investment to make. 4.    Agricultural Commodities It is perceived that in the next half a decade year to come, the world population will have approximately 2.2 Billion extra mouths to feed. To meet that rising demand, farmers will need to grow more food commodities. Inflation surge signals a rise in the prices of the commodities. It is thus prudent to invest in agricultural commodities or in companies that deal with agribusinesses like Mosaic co., Agrium (AGU), and Monsanto Co. (MON). Wheat and corn are the leading agricultural commodities demanded in the world. Closing Line To determine whether to invest in commodities, always check the current levels of the world’s production, supply sources, and supply sources that are undergoing exploration. That can be a good hint to help you decide on the best commodity to invest in.