ST. LOUIS--(BUSINESS WIRE)-- Circle K is proud to announce the introduction of Circle K fuel at 132 locations in Missouri and Illinois by the end of January 2019 as part of its suc
CHARLESTON, S.C., Jan. 23, 2019 /PRNewswire/ -- Atlatl Software, the leading manufacturing-specific sales platform, announces JW Aluminum - a leading domestic manufacturer of flat rolled aluminum - selected Atlatl's QuoteBooks CPQ to accelerate the sales process and better serve their customers. Atlatl's QuoteBooks CPQ gives JW Aluminum a single platform for their sales channels. The JW Aluminum team set their sights on developing a CPQ environment that could be deployed across their sales force. Atlatl's solutions provide the functionality and high value: expense ratio the JW Aluminum team required.
STAMFORD, Conn., Jan. 22, 2019 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) announced today that its Board of Directors declared a quarterly cash dividend of $0.21 per share of common stock, payable on February 14, 2019 to holders of record at the close of business on February 4, 2019.
Horizons ETFs Adds Two New Funds to its Total Return Index Suite
Real Estate, and Canadian Banks ETFs added to Horizons ETFs' family of tax-efficient funds  TORONTO, Jan. 23, 2019 /CNW/ - Horizons ETFs Management (Canada) Inc. ("Horizons ETFs") has launched the Horizons Equal Weight Canada REIT Index ETF ("HCRE") and the Horizons Equal Weight Canada Banks Index ETF ("HEWB"). Units of the ETFs will begin trading today on the Toronto Stock Exchange ("TSX") under the ticker symbols HCRE and HEWB, respectively. HCRE and HEWB join the Horizons Total Return Index ETF ("Horizons TRI ETFs"1) suite. Horizons TRI ETFs use an innovative 'total return swap' investment structure designed to deliver returns in a low-cost2 and tax-efficient manner. The additions of HCRE and HEWB brings the Horizons TRI ETF suite to a total of 14 ETFs, with one more set to launch in February. "Since introducing our first TRI ETF in 2010, the Horizons TRI ETF suite has continued to grow, providing investors with tax-advantaged access to an increasing variety of important index strategies from around the world," said Steve Hawkins, President and CEO of Horizons ETFs. "The additions of HCRE and HEWB are made-in-Canada ETFs that provide access to two investing themes popular with Canadians: real estate and Canadian banks." Both HCRE and HEWB's indices utilize an equal-weight methodology, which provides exposure to each index constituent equally when rebalanced.  This provides exposure to a more diversified representation of the sector's performance, as opposed to the more concentrated exposure of a market-capitalization methodology. Horizons Equal Weight Canada REIT Index ETF (HCRE): HCRE seeks to replicate, to the extent possible, the performance of the Solactive Equal Weight Canada REIT Index (Total Return), net of expenses. This index is an equal-weight index of Canadian-listed real estate investment trust ("REIT") equity securities. REITs are publicly traded companies that invest predominantly in income-producing real estate assets. By investing through REITs, investors can gain exposure to the holdings of large real estate owners and earn a share of their rental income.    Horizons Equal Weight Canada Banks Index ETF (HEWB): HEWB seeks to replicate, to the extent possible, the performance of the Solactive Equal Weight Canada Banks Index (Total Return), net of expenses. This index is an equal-weight index of equity securities of diversified Canadian banks. HEWB will initially provide exposure to Canada's six largest banks; commonly referred to as the "Big Six". These include: Royal Bank of Canada (RBC), Toronto-Dominion Bank (TD), Bank of Nova Scotia (Scotiabank), Bank of Montreal (BMO), Canadian Imperial Bank of Commerce (CIBC) and National Bank of Canada (National Bank). "While similar strategies exist amongst current ETF listings in Canada, HCRE and HEWB are the only ETFs that seek to achieve their investment objectives using our tax-efficient total return swap structure," said Mr. Hawkins. HCRE and HEWB have closed their initial offering of units and will begin trading today on the TSX when the market opens this morning. About Horizons ETFs Management (Canada) Inc. (www.HorizonsETFs.com) Horizons ETFs Management (Canada) Inc. is an innovative financial services company and offers one of the largest suites of exchange traded funds in Canada. The Horizons ETFs product family includes a broadly diversified range of solutions for investors of all experience levels to meet their investment objectives in a variety of market conditions. Horizons ETFs has more than $9.4 billion of assets under management and 87 ETFs listed on major Canadian stock exchanges. Horizons ETFs Management (Canada) Inc. is a member of the Mirae Asset Global Investments Group. Horizons ETFs is a member of Mirae Asset Global Investments. Commissions, management fees and expenses all may be associated with an investment in exchange traded products managed by Horizons ETFs Management (Canada) Inc. (the "Horizons Exchange Traded Products"). The Horizons Exchange Traded Products are not guaranteed, their values change frequently and past performance may not be repeated. The prospectus contains important detailed information about the Horizons Exchange Traded Products. Please read the relevant prospectus before investing. 1 Horizons Total Return Index ETFs ("Horizons TRI ETFs") are index-tracking ETFs that use an innovative investment structure known as a Total Return Swap to deliver index returns in a low-cost and tax-efficient manner. Unlike a physical replication ETF that typically purchases the securities found in the relevant index in the same proportions as the index, a Horizons TRI ETF is a synthetic structure that never buys the securities of an index directly. Instead, the Horizons TRI ETF provides the investor with the total return of the index through entering into a Total Return Swap agreement with one or more counterparties, typically large financial institutions, which will provide the ETF with the total return of the index in exchange for the interest earned on the cash held by the ETF. Any distributions which are paid by the Index constituents are reflected automatically in the net asset value (NAV) of the ETF. As a result, the investor typically only receives the total return of the index, which is reflected in the ETF's unit price, and is not expected to receive any taxable distributions directly. This means that an investor is only expected to be taxed on any capital gain that is realized if, and when, holdings are sold. 2 Relative to the typical MER of regular mutual funds. In Canada, the average MER for F class mutual funds is 0.83% and 0.50% for ETFs. Source: Morningstar Direct as at October 2018. SOURCE Horizons ETFs Management (Canada) Inc.

Phacilitate Leaders World and World Stem Cell Summit at Hyatt Regency Miami, January 22-25#WSCS2019 and #PLW2019
VANCOUVER, British Columbia, Jan. 22, 2019 (GLOBE NEWSWIRE) -- Logan Resources Ltd. (TSXV: LGR) (“Logan” or the “Company”) and Voleo Inc. (“Voleo”), are pleased to announce that Nicky Senyard has joined Voleo’s Board of Directors. The appointment became effective earlier this month and expands the Voleo Board to five members. Ms. Senyard will also become a Director of the Company upon the closing of the business combination transaction between Voleo and the Company (the “Transaction”) detailed in the news releases by the Company on January 30, 2018, March 5, 2018 and August 27, 2018.
"EBITDA up 23% sequentially led by higher metal production; Record Silver and Lead volumes"
ADAMA Provides Net Income Estimate for the Fourth Quarter and Full Year 2018
TEL AVIV, Israel and BEIJING, China, Jan 23, 2019 /PRNewswire/ -- Leading global crop protection company ADAMA Ltd. (the "Company") (SZSE: 000553), today provided an estimate regarding its expected net profit for the full year 2018, as required by the Shenzhen Stock Exchange. The Company is expecting to deliver another fourth quarter of record sales, with double-digit growth in the quarter driving also double-digit growth over the full year. The extremely strong performance in the fourth quarter is expected to result in the Company significantly exceeding all of its Q4 2017 record sales and adjusted profit metrics, with some profit metrics up tens of percents while others more than double. The robust fourth quarter is also expected to drive the Company over the full year 2018 to exceed all 2017 record sales and adjusted profit metrics, other than Net Income which is expected to be somewhat lower than the record achieved in 2017, due to unusually low tax expenses in 2017 on the one hand, compared to higher tax expenses in 2018 on the other. In the fourth quarter, the strong double-digit revenue growth was driven by a combination of significant business growth as well as higher prices, somewhat offset by adverse currency headwinds. Especially noteworthy performance was delivered in Brazil, driven by the recent launch of the Company's distinctive three-way combination CRONNOS® fungicide, as well as in other parts of Latin America, North America and Northern Europe. The strong sales growth in the quarter was further complemented by a continued improvement in portfolio mix, somewhat offset by the impact of increased procurement costs, leading to double-digit growth in gross profit. Tight management of operating expenses ensured that the Company delivered a strong increase in adjusted Operating Profit and EBITDA in the quarter, both in absolute terms and as a percentage of sales. This strong operating performance, alongside financial expenses in line with those of the same quarter last year, drove significantly higher Pre-tax Profit and Net Income. This strong increase in Net Income was achieved despite the incurring of tax expenses in the quarter, compared to a tax income in the same quarter last year, due mainly to the creation in Q4 2017 of deferred tax assets in respect of losses carried-forward and timing differences, in anticipation of their expected utilization. Over the full year period, the Company is expecting to deliver another year of all-time high sales, recording double-digit revenue growth. Outstanding performances achieved in Brazil, North America and the India, Middle East and Africa region, alongside strong, double-digit growth in the Company's branded, formulated sales in China, as well as most other geographies worldwide. European revenues were in line with last year's, despite a slow start to the season followed by extreme drought conditions in the third quarter. The Company saw robust growth of its differentiated portfolio, complemented by increased prices, which offset the increase in procurement costs and the negative impact of currencies. The Company expects to report EBITDA above last year's all-time record high. Due to the higher tax expenses when compared to last year's relatively low tax expenses, adjusted Net Income for the year is expected to be somewhat lower.   Full Year (Reported) Estimated 2018 2017 Net profit attributable to shareholders (USD millions) 372.7 – 392.7 225.8 Earnings per share (USD) 0.1523 – 0.1605 0.0964 Net profit attributable to shareholders (RMB millions) 2,367.6 – 2,505.9 1,545.9 Earnings per share (RMB) 0.9677 – 1.0243 0.6601   When compared to the reported net profit in 2017, the increase in the estimated reported net profit in 2018 reflects the recognition of a one-time profit in the first quarter of 2018 on the divestiture of several crop protection products in Europe in connection with the approval by the EU Commission of the acquisition of Syngenta by ChemChina. The proceeds of this divestiture, net of taxes and transaction expenses, were paid to Syngenta in return for the transfer of a portfolio of products in Europe of similar nature and economic value. Partially offsetting this one-time profit, the Company's reported earnings will be impacted by certain one-time/non-cash items, including the legacy amortization of the 2011 PPA for the acquisition of Adama Agricultural Solutions Ltd. by ChemChina; the amortization of assets transferred from Syngenta, the value of which was written-up, related to the 2017 ChemChina acquisition of Syngenta; Sanonda facility relocation and related non-cash items; and the recording of historical tax expenses, the majority thereof already provisioned, resulting from the finalization of tax assessments relating to periods concluding in 2016. Excluding the impact of these one-time/non-cash items:   Full Year (Adjusted) Estimated 2018 2017 Net profit attributable to shareholders (USD millions) 234.7 – 254.7 280.1 Earnings per share (USD) 0.0959 – 0.1041 0.1196 Net profit attributable to shareholders (RMB millions) 1,531.1 – 1,669.5 1,909.3 Earnings per share (RMB) 0.6258 – 0.6824 0.8153   These estimations are preliminary and have not been audited or reviewed by the Company's auditors. These estimations may change, inter alia, as a result of the further processing and analysis of the financial data that the Company will perform for the preparation of its financial statements for the full year and fourth quarter of 2018, which will be released on March 20, 2019. Investors are reminded to exercise caution when making investment decisions. About ADAMA ADAMA Ltd. is one of the world's leading crop protection companies. We strive to Create Simplicity in Agriculture – offering farmers effective products and services that simplify their lives and help them grow. With one of the most comprehensive and diversified portfolios of differentiated, quality products, our 6,600-strong team reaches farmers in over 100 countries, providing them with solutions to control weeds, insects and disease, and improve their yields. For more information, visit us at www.ADAMA.com and follow us on Twitter® at @ADAMAAgri. Contact Ben Cohen Investor and Public Relations E-mail: ir@ADAMA.com     Zhujun Wang China Investor Relations E-mail: irchina@adama.com View original content:http://www.prnewswire.com/news-releases/adama-provides-net-income-estimate-for-the-fourth-quarter-and-full-year-2018-300782756.html SOURCE Adama Agricultural Solutions Ltd
LONDON--(BUSINESS WIRE)-- The global bowling centers market is expected to post a CAGR of over 4% during the period 2019-2023, according to the latest market research report by Tec
CHICAGO--(BUSINESS WIRE)-- DEVOUR™, the 3-year-old disruptive frozen food brand, debuts its uncensored sixty-second Super Bowl commercial today. Inspired by the brand’s mouthwateri
HURON, Ohio--(BUSINESS WIRE)-- n2y, a leader in the field of special education, announced the launch of Positivity—the first integrated, proactive online classroom management and s
KB Home’s Euclid Place Now Open
Jan. 23, 2019 13:00 UTC Builder debuts charming enclave of single-family new homes in Anaheim; priced from the low-$600,000s ANAHEIM, Calif.--(BUSINESS WIRE)-- KB Home (NYSE: KBH) today announced the grand opening of Euclid Place, its latest collection of single-family homes in a commuter friendly Orange County location. Situated near Interstate 5 and Highways 91 and 22, Euclid Place offers convenient access to Los Angeles, Riverside and San Diego Counties. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20190123005217/en/ KB Home's Euclid Place now open in Anaheim. (Photo: Business Wire) At Euclid Place, KB Home will construct 39 two- and three-story homes in two distinct floor plans. With three bedrooms and two-and-a-half baths, and ranging in size from 1,400 to 1,900 square feet, the homes at Euclid Place also feature desirable design characteristics like open floor plans, two-car garages and elegant master suites. Pricing begins in the low-$600,000s, with no Mello-Roos. Located in the heart of Anaheim, Euclid Place is just minutes away from the Disneyland® Resort, Knott’s Berry Farm® and Angel Stadium. Nearby 99 Ranch Market®, Anaheim Plaza and The Outlets at Orange® offer an eclectic assortment of retail and dining establishments. The community is also within walking distance of Chaparral Park, shopping and restaurants. Golf enthusiasts can tee off at Dad Miller Golf Course. “This charming enclave of new homes is sure to entice Orange County home buyers,” said Steve Ruffner, general manager for KB Home’s Southern California region. “Attractively-priced and in a desirable and commuter friendly location, the KB homes at Euclid Place can be personalized during our simple home buying process.” The KB homes at Euclid Place will be built to current ENERGY STAR® certification guidelines and include WaterSense® labeled faucets and fixtures, meaning they are designed to be more energy- and water-efficient than most typical new and resale homes available in the area. These energy- and water-saving features are estimated to save home buyers between $864 and $1,188 a year in utility costs, depending on floor plan. KB Home’s distinct homebuilding process allows buyers to personalize many aspects of their new home to suit their budget and style. After selecting their lot and floor plan, KB home buyers can work with expert design consultants who will guide them through every aspect of the process at the KB Home Design Studio, a retail-like showroom where they may select from a variety of design and décor choices, including countertops, cabinets, lighting, appliances and window coverings. The Euclid Place sales office is located at 309 W. Quadrilateral Way in Anaheim. From I-5, exit Euclid Street heading south. Turn left on West Broadway and right on Quadrilateral Way. Continue to the sales office. The Euclid Place sales office is open Mondays, 1–6 p.m.; Tuesdays through Fridays, 9 a.m.–5 p.m.; and Saturdays and Sundays, 10 a.m.–6 p.m. For more information about Euclid Place or KB Home’s other new-home neighborhoods, visit www.kbhome.com or call 888-KB-HOMES. About KB Home KB Home (NYSE: KBH) is one of the largest homebuilders in the United States, with more than 600,000 homes delivered since our founding in 1957. We operate in 38 markets in eight states, primarily serving first-time and first move-up homebuyers, as well as second move-up and active adults. We are differentiated in offering customers the ability to personalize what they value most in their home, from choosing their lot, floor plan, and exterior, to selecting design and décor choices in our KB Home Studios. In addition, our industry leadership in sustainability helps to lower the cost of homeownership for our buyers compared to a typical resale home. We take a broad approach to sustainability, encompassing energy efficiency, water conservation, healthier indoor environments, smart home capabilities and waste reduction. KB Home is the first national builder to have earned awards under all of the U.S. EPA’s homebuilder programs — ENERGY STAR®, WaterSense® and Indoor airPLUS®. We invite you to learn more about KB Home by visiting www.kbhome.com, calling 888-KB-HOMES, or connecting with us on Facebook.com/KBHome or Twitter.com/KBHome. View source version on businesswire.com: https://www.businesswire.com/news/home/20190123005217/en/ Contacts Craig LeMessurier, KB Home925-580-1583 orclemessurier@kbhome.com Source: KB Home Smart Multimedia Gallery Photo KB Home's Euclid Place now open in Anaheim. (Photo: Business Wire) Logo View this news release and multimedia online at: http://www.businesswire.com/news/home/20190123005217/en

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Finance Attitude - 5 common types of financial swaps
A swap is an act of exchanging one thing for another. In finance, swaps are derivatives wherein two counterparties exchange financial instruments. The swaps can involve an exchange of a series of cash flows of one party’s financial instrument for those of the other party’s financial instrument over a specific period of time. Swaps are mutual agreements that are easy to design and customize over the counter. They offer great flexibility that leads to many swap variations with each serving a given purpose.  
Finance Attitude - 5 Key Benefits of a Robo-Adviser
Robo-adviser is an automated online wealth management service or a class of digital online financial institutions that offer financial advice or investment management tips online with minimal human intervention. The algorithms are executed by software to allocate, manage and optimize clients’ assets. Being online, however, does not make it less effective and ideal financial institution as it has almost all the aspects of the physical human involvement.
Finance Attitude - 6 Key Factors to Consider Before Making a Private Equity Investment
Private equity refers to investments funds structured as limited partnerships that are not listed on a public exchange and its investors include large institutional investors, wealthy individuals, and university endowments.  
Finance Attitude - 8 Best Stock Investment Apps for Beginners
8 Best Stock Investment Apps for Beginners
Investing is a daunting task and sometimes could be confusing especially for a beginner. In the past, an investment process began by making a call to a brokerage firm to obtain an advisor who would advise the investor throughout the process. However, the technological advancement has made it easier for beginners who want to start trading. Now, they can just download an app on their PC or Smartphone and use it to trade securities. Different apps offer automation, low cost and high-security measures to make investing easy and exciting for all. Here are 8 best investment apps to download and use to invest in stocks: 1.    Stash Stash lets the investor trade with as little as $5. It recommends a collection of investments based on the investor profile details as well as such factors as managed risk, low fees, and historical performance. It also has tips and articles to help the user scale up their investment know how each time they access the account. 2.    SigFig SigFig is yet another interesting investment app. It has investment tools that can track, manage and maximize the investor’s portfolio. It also allows users to manage their entire investment through the app.  Users can receive latest market news and statistics on relevant companies. 3.    Yahoo Finance Yahoo Finance app allows users to synchronize portfolio and quotes across different devices track commodities, stocks, currencies and more. It has an easy to navigate user interface and the users can easily conduct a quick stock check and allow push notifications to get instant updates which help them make informed investment decisions. 4.    Acorns Acorns is yet another investing app for first-time investors. It allows investors to invest their balances where it rounds up investors’ regular purchases on credit and debit transactions linked to it every day. App instantly trades with the remaining balance into a diversified portfolio of index funds chosen by Harry Markowitz. It is an easy, quick and automatic way to invest. It charges a percentage of the user account balance as a monthly service fee and thus the user should avoid leaving a lump sum amount in the account over a long period of time. 5.    Stock Market Simulator This app gives the investor the ability to attempt trading before they make an actual trade. Users can play with a simulated model of the real market by investing virtual funds before they can start the real trading process. It is a good way to get a dummy account that lets an investor learn how stock market work without using actual money. 6.    TD Ameritrade This app is by TD Ameritrade which is one of the largest brokerage firms in the US. It focuses on the essentials of investing such as streaming quotes, real-time balances, mobile access to trading, fund transfers, and getting latest news and market research reports. It has a Snapstock feature which allows users to snap a barcode or a picture on any item to get the company name ticker symbol and stock quote as well as related news and visuals. 7.    Stockpile This app allows the user to trade but also to gift single shares of stock or rather purchase fractional shares with as low as 99 cent trade fee. This allows the investor to buy fractional shares of high-valued stocks such as Google, Amazon and Berkshire Hathaway without spending $1000 or more per share. It is also a great app for kids’ teens and family because it allows the investor to buy and gift shares of stock. 8.    Robinhood Robinhood app allows an investor to trade US-listed and OTC securities such as in stocks, options and ETFs for free. Robinhood account gives an investor an access to instant deposits. Key Takeaway Investment apps have helped automate the investing process and first-time investors can obtain massive benefits from using them.
VALLETTA, Malta, Jan. 23, 2019 /CNW/ -- OKEx, the Malta-based world-leading digital asset exchange, announced to launch two new currencies - Thai Baht (THB) and British Pound (GBP) on its over-the-counter (OTC) trading platform (also referred to as fiat-to-cryptocurrency platform). Users in Thailand and the United Kingdom can now complete KYC verification to be eligible to trade on the OTC trading platform.
VALLETTA, Malta, Jan. 23, 2019 /PRNewswire/ -- OKEx, the Malta-based world-leading digital asset exchange, announced to launch two new currencies - Thai Baht (THB) and British Pound (GBP) on its over-the-counter (OTC) trading platform (also referred to as fiat-to-cryptocurrency platform). Users in Thailand and the United Kingdom can now complete KYC verification to be eligible to trade on the OTC trading platform.
ZUG, Switzerland and VILNIUS, Lithuania, Jan. 23, 2019 /PRNewswire/ -- ODEM, creator of the On-Demand Education Marketplace, applauds Blockchain Centre Vilnius on the first anniversary of the centre's creation.
Record Growth for TigerWit With Further Global Expansion Planned
LONDON, January 23, 2019 /PRNewswire/ -- TigerWit Limited, the UK-headquartered global financial technology company, today announces significant Year-on-Year growth figures with some of the firm's key performance indicators increasing considerably.      (Logo: https://mma.prnewswire.com/media/811796/TigerWit_Logo.jpg )      (Photo: https://mma.prnewswire.com/media/811798/TigerWit_YoY_Growth.jpg ) In 2018, client opening trade numbers rose by 68% when compared to 2017 and as at Year End clients' balances were up 38%, demonstrating a substantial uplift in client activity across the group. This growth led to an overall increase in TigerWit's total revenue in 2018 to $19.6m versus $10.0m in 2017, a rise of 96%. Tim Hughes, CEO at TigerWit, said: "2018 was a fantastic year for TigerWit and our global operations. Not only did we make a strategic acquisition and attract investment from the international technology group SIG, but we have seen revenues almost double for the year on the back of strong client acquisition and deposits. This is particularly pleasing to see given the regulatory backdrop and political uncertainty around Brexit. TigerWit is positioning itself as a global leader in the provision of online and mobile trading innovation." Another highlight from 2018 was TigerWit's sponsorship of Liverpool Football Club becoming their Official Online Foreign Exchange Trading Partner. This has provided TigerWit with exposure to match their multi-national presence. In 2019, TigerWit plans to secure more licences, sign more partnerships and expand further in other jurisdictions around the world. Mr Hughes continued, "Partnering with a Premier League football club and one with such a heritage as Liverpool FC is proving a successful part of our strategy to build TigerWit's brand awareness. We are looking ahead to 2019 with great optimism too. Our plan this year is to grow our global footprint even further and we look forward to providing further updates throughout the year." Notes to Media   About TigerWit  TigerWit is a UK headquartered global financial technology company, committed to changing the industry through disruption for the good of traders, by bringing innovative trading applications, such as blockchain-based settlement in the form of TigerWit's distributed trading ledger, providing access to key global markets and trade FX, indices, commodities and metals. The TigerWit Group includes TigerWit Limited (UK), which is authorised and regulated by the Financial Conduct Authority (FCA), license number 679941, and TigerWit Limited (Bahamas), which is authorised and regulated by the Securities Commission of The Bahamas (SCB), license number SIA-F185. https://uk.tigerwit.com/ https://www.tigerwit.com/ Trading. Evolved.
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